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    Did you sit down New Year’s Eve and made a resolution that this is the year that you will finally pay off all that consumer debt you’ve accumulated over the past year? Good for you, it’s one of the best things you can do to create a secure financial future for yourself and your family. Your next step should be to create a plan on exactly how you will pay off this debt and then of course put it into action.

    How Much Do You Owe

    The first step toward getting out of debt is to face exactly how much you owe. Sit down and list what balance you have on every single credit card and charge account. You may even want to list how much you owe on your car and hous

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    accumulated over the past year? Good for you, it’s one of the best things you can do to create a secure financial future for yourself and your family. Your next step should be to create a plan on exactly how you will pay off this debt and then of course put it into action.

    How Much Do You Owe

    The first step toward getting out of debt is to face exactly how much you owe. Sit down and list what balance you have on every single credit card and charge account. You may even want to list how much you owe on your car and hou

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    nd your family. Your next step should be to create a plan on exactly how you will pay off this debt and then of course put it into action.

    How Much Do You Owe

    The first step toward getting out of debt is to face exactly how much you owe. Sit down and list what balance you have on every single credit card and charge account. You may even want to list how much you owe on your car and hou

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    How Much Do You Owe

    The first step toward getting out of debt is to face exactly how much you owe. Sit down and list what balance you have on every single credit card and charge account. You may even want to list how much you owe on your car and hou

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    st what balance you have on every single credit card and charge account. You may even want to list how much you owe on your car and house as well to get a complete picture of your entire debt. This isn’t easy to do, but facing exactly how deep in the hole you are is an important first step toward getting out of debt.

    Don’t Get Deeper Into Debt

    Now that you know exactly how much you owe, your next step should be to make sure you don’t go in any deeper. If you can, consolidate your debt into one lower interest account and get rid of as many credit cards as possible. Those that you keep are to be used for two purposes only: Online purchases that you are a

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