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    Single-payment car leases can save you some money, but probably not as much as you might think. Furthermore, there are some disadvantages that are worth noting.

    Car leases are normally paid off in monthly payments over a specified period of time, the "term" of the lease. Each payment includes a portion of the amount by which the vehicle will depreciate in value over the lease term, a finance charge (interes

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    Car leases are normally paid off in monthly payments over a specified period of time, the "term" of the lease. Each payment includes a portion of the amount by which the vehicle will depreciate in value over the lease term, a finance charge (intere

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    the vehicle will depreciate in value over the lease term, a finance charge (interest), and possibly sales tax (in most states).

    By making a single payment up-front, you avoid monthly payments and save some money that would normally be paid as finance charges. However, you don't avoid all finance charges, only some of them. Since you never pay off part of the value of the vehicle (the lease-end residual val

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