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    When I worked as a loan officer, it wasn’t unusual for me to come across people who thought they were out of luck because they had bad credit.

    This is really not the case, although it is fair to say that you would not be able to walk down to your local bank, have a seat in the branch manager’s office and walk out with a mortgage.

    However, there are alternatives, and you do have choices.

    If you contact a broker, tell them your situation, be completely honest and up front with them, otherwise you are just wasting their time as well as your own, and believe me, whatever your situation may be, they have heard worse. Nine times out of ten they wil

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    In this age of modern digital technology, sharing information and exchanging opinions and ideas is never confined on a round table discussion. To express your feelings, you no longer need to have a diary book where you jot d
    d credit.

    This is really not the case, although it is fair to say that you would not be able to walk down to your local bank, have a seat in the branch manager’s office and walk out with a mortgage.

    However, there are alternatives, and you do have choices.

    If you contact a broker, tell them your situation, be completely honest and up front with them, otherwise you are just wasting their time as well as your own, and believe me, whatever your situation may be, they have heard worse. Nine times out of ten they wi

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    ve a seat in the branch manager’s office and walk out with a mortgage.

    However, there are alternatives, and you do have choices.

    If you contact a broker, tell them your situation, be completely honest and up front with them, otherwise you are just wasting their time as well as your own, and believe me, whatever your situation may be, they have heard worse. Nine times out of ten they wi

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    If you contact a broker, tell them your situation, be completely honest and up front with them, otherwise you are just wasting their time as well as your own, and believe me, whatever your situation may be, they have heard worse. Nine times out of ten they wi

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    their time as well as your own, and believe me, whatever your situation may be, they have heard worse. Nine times out of ten they will be able to help you.

    Conventional banks are not the only ones that lend money. Brokers have access too literally hundreds of banks with a wide variety of programs for people in unique situations from foreclosure buy outs, to 100% financing with poor credit scores.

    I speak from experience, because when I was a loan officer I did mortgages for people in unique situations.

    Foreclosure buy outs, bankruptcy, late payments on prior mortgages, the list goes on.

    I would sit down with my customer, take down as m

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