ut $150. Compare the following: Used washer and dryer-$318:New washer and dryer-as high as $1300. Many times the store will want to put you on an monthly plan. The interest and charges for you appliances will add up to, perhaps, over a period of time, thousand of dollars! Watch out!

VIDEOS AND DVDS

U

If you came here with a PhD in Maglev, you might not get anything out of this article. However, if you a like most of the newcomers subsisting on a low paying job, you may find some gems herein.

These tips are from my experience here and are not intended to be an absolute cure-all for your problems. Please consider what I have to say.

FOOD AND SCHOOL SUPPLIES

Check out dollar type stores for you basic food; rice, salsa, drinks, etc. Items that would cost $2 or more can be had at these places for about $1. The savings add up. You can also get pencils, pens, notebooks and other items for your kids for school at a substantial savings at dollar type stores.

CREDIT CARDS

I have one I have been trying to pay off since 1988. In my opinion, if you want one-have just one. Remember, if you are late, they will up the interest rate. Some of these outfits charge up to 33% interest for an undisclosed period to your bill. It can be a money bleeder. Watch out. Have someone read over anything that you have to sign.

APPLIANCES

If you are lucky enough to have gotten a home or townhouse and you need an appliance, get a used one. There are stores that sell used refrigerators, stoves, dryers and washing machines for about $150. Compare the following: Used washer and dryer-$318:New washer and dryer-as high as $1300. Many times the store will want to put you on an monthly plan. The interest and charges for you appliances will add up to, perhaps, over a period of time, thousand of dollars! Watch out!

VIDEOS AND DVDS

Us

consider what I have to say.

FOOD AND SCHOOL SUPPLIES

Check out dollar type stores for you basic food; rice, salsa, drinks, etc. Items that would cost $2 or more can be had at these places for about $1. The savings add up. You can also get pencils, pens, notebooks and other items for your kids for school at a substantial savings at dollar type stores.

CREDIT CARDS

I have one I have been trying to pay off since 1988. In my opinion, if you want one-have just one. Remember, if you are late, they will up the interest rate. Some of these outfits charge up to 33% interest for an undisclosed period to your bill. It can be a money bleeder. Watch out. Have someone read over anything that you have to sign.

APPLIANCES

If you are lucky enough to have gotten a home or townhouse and you need an appliance, get a used one. There are stores that sell used refrigerators, stoves, dryers and washing machines for about $150. Compare the following: Used washer and dryer-$318:New washer and dryer-as high as $1300. Many times the store will want to put you on an monthly plan. The interest and charges for you appliances will add up to, perhaps, over a period of time, thousand of dollars! Watch out!

VIDEOS AND DVDS

U

ol at a substantial savings at dollar type stores.

CREDIT CARDS

I have one I have been trying to pay off since 1988. In my opinion, if you want one-have just one. Remember, if you are late, they will up the interest rate. Some of these outfits charge up to 33% interest for an undisclosed period to your bill. It can be a money bleeder. Watch out. Have someone read over anything that you have to sign.

APPLIANCES

If you are lucky enough to have gotten a home or townhouse and you need an appliance, get a used one. There are stores that sell used refrigerators, stoves, dryers and washing machines for about $150. Compare the following: Used washer and dryer-$318:New washer and dryer-as high as $1300. Many times the store will want to put you on an monthly plan. The interest and charges for you appliances will add up to, perhaps, over a period of time, thousand of dollars! Watch out!

VIDEOS AND DVDS

U

bill. It can be a money bleeder. Watch out. Have someone read over anything that you have to sign.

APPLIANCES

If you are lucky enough to have gotten a home or townhouse and you need an appliance, get a used one. There are stores that sell used refrigerators, stoves, dryers and washing machines for about $150. Compare the following: Used washer and dryer-$318:New washer and dryer-as high as $1300. Many times the store will want to put you on an monthly plan. The interest and charges for you appliances will add up to, perhaps, over a period of time, thousand of dollars! Watch out!

VIDEOS AND DVDS

U

ut $150. Compare the following: Used washer and dryer-$318:New washer and dryer-as high as $1300. Many times the store will want to put you on an monthly plan. The interest and charges for you appliances will add up to, perhaps, over a period of time, thousand of dollars! Watch out!

VIDEOS AND DVDS

Ususally, your public library offers videos and DVDs for about a $1 per rental. Sometimes it's free! Check it out!

AUTOMOBILE TIRES

If you are low on money, junk yards often sell used tires for a fraction of the cost of new tires. Take someone with you for the purchase that knows about tires. That way you won't get a poor tire. You'll want one that's not worn and has a lot of tread on it. Be very careful. You want to purchase a tire that is in good condition and is safe.

HOUSEHOLD FURNISHINGS

You can check out one of the non-profit stores like Goodwill. Many of these stores offer dressers and beds for low cost.

These are just a few of my tips. Try to get new friends. People who are sincerely interested in you and your family. Many have been here longer than you and can give you valuable advice and direction. Additionally, there are many resources in your community. Check out the web for what you're looking for. Good Luck to all of you.