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    If the predictions are true, car insurance premiums should be dropping in 2007. How much could you save if you shopped around now? It all depends.

    According to the Insurance Information Institute, the average U.S. driver could be paying less for auto insurance in 2007. Safer cars, a competitive marketplace, new underwriting and aggressive fraud-fighting have all combined to drive down the cost of car insurance. The Insurance Information Institute expects the average pre

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    ould you save if you shopped around now? It all depends.

    According to the Insurance Information Institute, the average U.S. driver could be paying less for auto insurance in 2007. Safer cars, a competitive marketplace, new underwriting and aggressive fraud-fighting have all combined to drive down the cost of car insurance. The Insurance Information Institute expects the average pr

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    s, a competitive marketplace, new underwriting and aggressive fraud-fighting have all combined to drive down the cost of car insurance. The Insurance Information Institute expects the average pr
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    drive down the cost of car insurance. The Insurance Information Institute expects the average premium expenditure to drop 0.5 percent. They also attribute the drop in costs to fewer costly claims.

    However, the cost of insurance per individual driver still depends on a lot of factors including:

    • Your age
    • Your driving record
    • The amount of coverage you get
    • How long it's been since you have had coverage
    • The type and age of ve

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