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    Nearly all states have mandated insurance policies to be guaranteed renewable, which means that your health insurance cannot be cancelled if you get sick. In fact, under guaranteed renewability, an insurer can only drop you from a policy

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    If the outlined provisions of your health insurance policies of past and present reside somewhere in the closet, you’re not alone. Packed full of industry jargon, who wants to take the time to read the rights and privileges of their health insurance policy?

    As unappealing as your policy information may seem, it’s important to understand that certain state rights and privileges come with every health insurance policy—and when you understand those privileges, you can make better informed decisions about your health and your health care!

    Getting Started

    When it comes to understanding the facets of your health insurance policy it’s important to recognize that each state has its own set of rules and guidelines. For more detailed, state-specific information about health insurance in your state, contact your local Division of Insurance or visit them on the Web.

    Your Protections

    While some guidelines differ from state to state, many consumer privileges remain the same across the country.

    Nearly all states have mandated insurance policies to be guaranteed renewable, which means that your health insurance cannot be cancelled if you get sick. In fact, under guaranteed renewability, an insurer can only drop you from a policy

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    As unappealing as your policy information may seem, it’s important to understand that certain state rights and privileges come with every health insurance policy—and when you understand those privileges, you can make better informed decisions about your health and your health care!

    Getting Started

    When it comes to understanding the facets of your health insurance policy it’s important to recognize that each state has its own set of rules and guidelines. For more detailed, state-specific information about health insurance in your state, contact your local Division of Insurance or visit them on the Web.

    Your Protections

    While some guidelines differ from state to state, many consumer privileges remain the same across the country.

    Nearly all states have mandated insurance policies to be guaranteed renewable, which means that your health insurance cannot be cancelled if you get sick. In fact, under guaranteed renewability, an insurer can only drop you from a policy

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    r health and your health care!

    Getting Started

    When it comes to understanding the facets of your health insurance policy it’s important to recognize that each state has its own set of rules and guidelines. For more detailed, state-specific information about health insurance in your state, contact your local Division of Insurance or visit them on the Web.

    Your Protections

    While some guidelines differ from state to state, many consumer privileges remain the same across the country.

    Nearly all states have mandated insurance policies to be guaranteed renewable, which means that your health insurance cannot be cancelled if you get sick. In fact, under guaranteed renewability, an insurer can only drop you from a policy

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    information about health insurance in your state, contact your local Division of Insurance or visit them on the Web.

    Your Protections

    While some guidelines differ from state to state, many consumer privileges remain the same across the country.

    Nearly all states have mandated insurance policies to be guaranteed renewable, which means that your health insurance cannot be cancelled if you get sick. In fact, under guaranteed renewability, an insurer can only drop you from a policy

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    Nearly all states have mandated insurance policies to be guaranteed renewable, which means that your health insurance cannot be cancelled if you get sick. In fact, under guaranteed renewability, an insurer can only drop you from a policy if you stop paying your premiums, engage in fraudulent behavior or move outside of the specified coverage area.

    In addition to the swell in guaranteed renewability, many states are mandating that insurance companies cover certain benefits such as screening for breast, cervical and prostate cancers—making it easier than ever before for consumers to get the care they need.

    And, while your health insurance options may be some what reliant on your health status (your quality of health, including pre-existing and/or chronic conditions), most states are now limiting pre-existing condition periods, which means that coverage for your pre-existing conditions cannot be drawn out for longer than one year.

    Strides in State-Sponsored Coverage

    In addition to guaranteed renewability and limitations on pre-existing condition exclusions, many states have taken great strides to increase insurability for their residents.

    COBRA, or state-continued coverage, may be available to you if you leave your j

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