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  • Answer Upon - What Your Insurance Agent Doesn't Want You to Know

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    money in the future and you can put $300 a month into the account. It’s just like a savings account her told her.

    It’s simple and safe and you can trust me to look out for your best intere

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    About a year ago my fianc? determined to venture forth and set up some retirement planning. She wanted to do this on her own so that she could feel the sense of accomplishment that would accompany a viable plan for her future financial needs.

    Not having a background in life insurance she contacted a long time friend and asked for a referral. Promptly, the lady turned her over to her son in law. He’s the best insurance agent in town. He’ll take real good care of you. You’ll be safe and protected working with Fred (not his real name)

    So Fred called her and made an appointment. At the appointment she asked him for advice and what plan would be best for her.

    Don’t worry he told her. I’m a financial planner. I have just the plan for you right here. You’ll have money in the future and you can put $300 a month into the account. It’s just like a savings account her told her.

    It’s simple and safe and you can trust me to look out for your best interes

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    a viable plan for her future financial needs.

    Not having a background in life insurance she contacted a long time friend and asked for a referral. Promptly, the lady turned her over to her son in law. He’s the best insurance agent in town. He’ll take real good care of you. You’ll be safe and protected working with Fred (not his real name)

    So Fred called her and made an appointment. At the appointment she asked him for advice and what plan would be best for her.

    Don’t worry he told her. I’m a financial planner. I have just the plan for you right here. You’ll have money in the future and you can put $300 a month into the account. It’s just like a savings account her told her.

    It’s simple and safe and you can trust me to look out for your best intere

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    son in law. He’s the best insurance agent in town. He’ll take real good care of you. You’ll be safe and protected working with Fred (not his real name)

    So Fred called her and made an appointment. At the appointment she asked him for advice and what plan would be best for her.

    Don’t worry he told her. I’m a financial planner. I have just the plan for you right here. You’ll have money in the future and you can put $300 a month into the account. It’s just like a savings account her told her.

    It’s simple and safe and you can trust me to look out for your best intere

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    ment. At the appointment she asked him for advice and what plan would be best for her.

    Don’t worry he told her. I’m a financial planner. I have just the plan for you right here. You’ll have money in the future and you can put $300 a month into the account. It’s just like a savings account her told her.

    It’s simple and safe and you can trust me to look out for your best intere

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    money in the future and you can put $300 a month into the account. It’s just like a savings account her told her.

    It’s simple and safe and you can trust me to look out for your best interests.

    She did and signed up for his :”plan:”. About a year later she asked me if she needed to add $300. every month. Being in sales, her commissions fluctuate and some months there is an abundance of extra cash, other months, not so much.

    Having no idea what plan she had I asked if I could look at the paperwork. The “plan” she had did require her to deposit $300 monthly or substantial penalties would attach. I contacted the insurance company that the plan was written through and they informed me that if she wanted to surrender the “plan” she would lose up to 50% of all the money she had deposited.

    Without a surrender, a failure to keep adding funds could impact her credit and she could forfeit the entire amount. So I was told.

    Smelling a rat I pursue

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