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What's Your Credit Score? Not Knowing Could Cost You his daughter, including a picture of the King of France set with 408 diamonds. However, he instructed his daughter not to have any of the diamonds removed for her or her daughters’ “personal ornamentation…and thereby introduce or countenance the expensive, vain, and useless fashion of wearing jewels in this country.”When you go online and apply for a credit card, how can you get your results in a matter of seconds? The answer is your credit score. This little number packs a big punch and can make the difference between getting approved for a car loan, a great rate on your mortgage, or getting turned down for everything credit related that you apply for in life.The credit score ranges from 300 to 800. Your specific score is resul • Walt Disney left a very extensive What Household Budget Percentage Breakdown Is Typical? If you’ve ever read People, US, or Entertainment Weekly or watched any of the similar television shows, you might be interested to know how some famous celebrities left their assets upon their deaths. If they left a Will and not a Trust, you can find out: It’s public record. That’s right, you can go right to the courthouse and see their Wills for yourself!The typical American household budget percentage breakdown looks like the list below. For most of the categories a range is shown. A range makes more sense to help you see where your personal budget fits (or doesn't fit.) If your budget doesn't fit the typical American household budget, rejoice! The average American household budget is jacked up - we carry too much debt and we just don't save enough. We're so worried about • Gerry Garcia left all of his guitars to Douglas Erwin. • John Lennon wanted Sam Green to be Guardian of his children if Yoko Ono was not living at his death. • Elvis Presley left his assets for the benefit of his daughter, Lisa Marie Presley, his grandmother, Minnie Mae Presley, and his father, Vernon E. Presley. Elvis’ Will provided that his assets were to go outright to Lisa Marie on her twenty-fifth birthday. • Joe DiMaggio left $100,000 to his nephew of the same name. DiMaggio’s only son’s children were both adopted. DiMaggio left trusts of at least $250,000 for each great-grandchild. He left 45% of what was left to his son, and 40% and 15% to his two grandchildren. • Richard Nixon left amounts from $10,000 to $70,000 to various grandchildren, in order to equalize gifts made during life. He then left $50,000 to each grandchild and the balance to his daughters, if living. His personal and official papers he left to the Nixon Library. • Benjamin Franklin, American patriot and former Ambassador to France, left most things to his daughter, including a picture of the King of France set with 408 diamonds. However, he instructed his daughter not to have any of the diamonds removed for her or her daughters’ “personal ornamentation…and thereby introduce or countenance the expensive, vain, and useless fashion of wearing jewels in this country.” • Walt Disney left a very extensive W Why Teams Won't Take Responsibility /p>“If you have a job without aggravation, you don’t have a job.” Malcolm ForbesTeams need to have reasons for taking responsibility. They also need to be given the authority to act on the responsibilities handed down to them. And they need to have consequences if those goals are not met. It would be nice to think everyone is motivated to be an exceptional employee strictly out of personal integrity. And in many instanc • Gerry Garcia left all of his guitars to Douglas Erwin. • John Lennon wanted Sam Green to be Guardian of his children if Yoko Ono was not living at his death. • Elvis Presley left his assets for the benefit of his daughter, Lisa Marie Presley, his grandmother, Minnie Mae Presley, and his father, Vernon E. Presley. Elvis’ Will provided that his assets were to go outright to Lisa Marie on her twenty-fifth birthday. • Joe DiMaggio left $100,000 to his nephew of the same name. DiMaggio’s only son’s children were both adopted. DiMaggio left trusts of at least $250,000 for each great-grandchild. He left 45% of what was left to his son, and 40% and 15% to his two grandchildren. • Richard Nixon left amounts from $10,000 to $70,000 to various grandchildren, in order to equalize gifts made during life. He then left $50,000 to each grandchild and the balance to his daughters, if living. His personal and official papers he left to the Nixon Library. • Benjamin Franklin, American patriot and former Ambassador to France, left most things to his daughter, including a picture of the King of France set with 408 diamonds. However, he instructed his daughter not to have any of the diamonds removed for her or her daughters’ “personal ornamentation…and thereby introduce or countenance the expensive, vain, and useless fashion of wearing jewels in this country.” • Walt Disney left a very extensive Bullseye Interviewing his assets were to go outright to Lisa Marie on her twenty-fifth birthday.An interview is much like a blind date. You have sweaty palms, heart palpitations, shaky nerves and a preconceived notion of what could happen. The perfect scenario unfolds in your mind, where you are calm, cool and collected, dressed smartly, totally in control, enthusiastically meeting the other person’s gaze and brimming with confidence. However, that idea has begun to unravel, because as of right now, you are LATE, be • Joe DiMaggio left $100,000 to his nephew of the same name. DiMaggio’s only son’s children were both adopted. DiMaggio left trusts of at least $250,000 for each great-grandchild. He left 45% of what was left to his son, and 40% and 15% to his two grandchildren. • Richard Nixon left amounts from $10,000 to $70,000 to various grandchildren, in order to equalize gifts made during life. He then left $50,000 to each grandchild and the balance to his daughters, if living. His personal and official papers he left to the Nixon Library. • Benjamin Franklin, American patriot and former Ambassador to France, left most things to his daughter, including a picture of the King of France set with 408 diamonds. However, he instructed his daughter not to have any of the diamonds removed for her or her daughters’ “personal ornamentation…and thereby introduce or countenance the expensive, vain, and useless fashion of wearing jewels in this country.” • Walt Disney left a very extensive Debunking The Myth of Managed Futures Nixon left amounts from $10,000 to $70,000 to various grandchildren, in order to equalize gifts made during life. He then left $50,000 to each grandchild and the balance to his daughters, if living. His personal and official papers he left to the Nixon Library.With the lackluster returns in the equity markets, many investors are looking for alternatives for their investment dollars, one of the sectors attracting a lot of interest is the futures markets or commodity markets.Many of these new investors in the futures markets are looking for someone experienced. They are looking for someone with an established track record to handle the trading decisions of their personal acc • Benjamin Franklin, American patriot and former Ambassador to France, left most things to his daughter, including a picture of the King of France set with 408 diamonds. However, he instructed his daughter not to have any of the diamonds removed for her or her daughters’ “personal ornamentation…and thereby introduce or countenance the expensive, vain, and useless fashion of wearing jewels in this country.” • Walt Disney left a very extensive How Autoresponders Can Run Your Entire Business Online his daughter, including a picture of the King of France set with 408 diamonds. However, he instructed his daughter not to have any of the diamonds removed for her or her daughters’ “personal ornamentation…and thereby introduce or countenance the expensive, vain, and useless fashion of wearing jewels in this country.”So you don’t have a way of managing all of the customer responses coming through your inbox? I can relate, please let me share a personal story. When I first started my online business, I didn’t know what an autoresponder was, and I was intimidated by setting one up on my site. I simply had an HTML form set up that would send e-mail address of people that wanted my newsletter straight to my inbox. I can only imagine the a • Walt Disney left a very extensive Will he signed less than a year before his death in 1967. It provided for his wife and children and left money to the Disney Foundation and the California Institute for the Arts. As you can see, every Will, even those of the Presidents, rock stars, and movie titans are a matter of public record. If you choose, you can avoid the prying eyes of the public, even if they are only your neighbors or distant relatives. A properly funded Revocable Living Trust is not a matter of public record. Such a trust holds legal title to your assets during your lifetime. The public process of probate only concerns assets titled in your individual name at your death. As your assets in the Trust are not titled in your individual name, they avoid the probate process and the public scrutiny it entails. You can do what many famous people did not think of: Avoid the publicity, expense, and time delays of the probate process through the use of a Trust. A qualified estate planning attorney can help you set up an estate plan that will keep your affairs from being everybody’s business. William K. Hayes is a member of the prestigious American Academy of Estate Planning Attorneys and has been engaged in the practice of law for the last 31 years. The Hayes Law Firm specializes in Trusts, Probate and Asset Protection Planning for professionals and small business owners. For free information or to attend an upcoming seminar, you may
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