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    Collection agencies - being the target of one can be an unpleasant experience. Nevertheless, that unpleasant experience should never extend so far that you are being harassed, lied to, or having your privacy invaded. The Fair Debt Collection Practices Act, or FDCPA, is a law was designed to protect you from unfair and illegal practices by collection agencies and outlines the rules a collection agency must follow while attempting to collect debts. Here are some of the ways in which the Fair Debt Practices Act protects you:

    Collection agencies may only contact you during sensible working hours and may not cause undue interruption at your place of work. This means that they cannot call you late at night and if your employer

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    that you are being harassed, lied to, or having your privacy invaded. The Fair Debt Collection Practices Act, or FDCPA, is a law was designed to protect you from unfair and illegal practices by collection agencies and outlines the rules a collection agency must follow while attempting to collect debts. Here are some of the ways in which the Fair Debt Practices Act protects you:

    Collection agencies may only contact you during sensible working hours and may not cause undue interruption at your place of work. This means that they cannot call you late at night and if your employer

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    otect you from unfair and illegal practices by collection agencies and outlines the rules a collection agency must follow while attempting to collect debts. Here are some of the ways in which the Fair Debt Practices Act protects you:

    Collection agencies may only contact you during sensible working hours and may not cause undue interruption at your place of work. This means that they cannot call you late at night and if your employer

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    t debts. Here are some of the ways in which the Fair Debt Practices Act protects you:

    Collection agencies may only contact you during sensible working hours and may not cause undue interruption at your place of work. This means that they cannot call you late at night and if your employer

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    working hours and may not cause undue interruption at your place of work. This means that they cannot call you late at night and if your employer asks that they not call you at work, they must stop. Furthermore, a collection agency can only contact friends or relatives to ascertain your contact information and must never reveal to an outside party the nature of their business with you.

    Collection agencies may not use harassing techniques to collect debts. They may not resort to cruelty, abusiveness, use impolite language or otherwise engage in acts that would be considered unprofessional. They are also forbidden by law to lie or make false statements for the purposes of collecting a debt and must be clear about the amoun

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