Answer Upon - Real Estate

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Their bank will consider 75% (approx) of the rent to own income to go toward "ability to pay" income for the next home loan

I instruct you to get market rent plus 10% to 30% more in a non-refundable option payment

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Rent to Own is a partnership between a Tenant and a Seller/Landlord.

Sellers can be Private Sellers (FSBOs) or Listed with Real estate Agents or Landlords fed up with Tenants and Toilets.

Here are reasons that the OWNERs want to consider a Rent to Own Tenant, especially in a Buyer's Market (where there are an oversupply of homes available and time to sell is over 180 days in some areas):

_______________________________________________________

FSBOs (for sale by owners) want....

SPEED (fast closing)
Top Price
Little costs out of pocket
NO AGENTS to pay a commission

BIGGEST HURDLE: When dealing with FSBOs, they are worried about getting financing for their NEXT HOME.

SOLUTION: They get a BLANKET MORTGAGE (a single mortgage that covers more than 1 parcel of real estate).

Their old home is now an investment property.
Their bank will consider 75% (approx) of the rent to own income to go toward "ability to pay" income for the next home loan
I instruct you to get market rent plus 10% to 30% more in a non-refundable option payment
-
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ons that the OWNERs want to consider a Rent to Own Tenant, especially in a Buyer's Market (where there are an oversupply of homes available and time to sell is over 180 days in some areas):
_______________________________________________________
FSBOs (for sale by owners) want....
- SPEED (fast closing)
- Top Price
- Little costs out of pocket
- NO AGENTS to pay a commission
BIGGEST HURDLE: When dealing with FSBOs, they are worried about getting financing for their NEXT HOME.
SOLUTION: They get a BLANKET MORTGAGE (a single mortgage that covers more than 1 parcel of real estate).
- Their old home is now an investment property.
- Their bank will consider 75% (approx) of the rent to own income to go toward "ability to pay" income for the next home loan
- I instruct you to get market rent plus 10% to 30% more in a non-refundable option payment
- -
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  FSBOs (for sale by owners) want....
  - SPEED (fast closing)
  - Top Price
  - Little costs out of pocket
  - NO AGENTS to pay a commission
  BIGGEST HURDLE: When dealing with FSBOs, they are worried about getting financing for their NEXT HOME.
  SOLUTION: They get a BLANKET MORTGAGE (a single mortgage that covers more than 1 parcel of real estate).
  - Their old home is now an investment property.
  - Their bank will consider 75% (approx) of the rent to own income to go toward "ability to pay" income for the next home loan
  - I instruct you to get market rent plus 10% to 30% more in a non-refundable option payment
  - -
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    Loans and credit are an integral part of the finances of every person in today’s world. With the increasing onslaught of advertisements and promotional campaigns in the daily routine life of people, there are countless offers made by financing agencies or lending institutes. Be it through their mailbox, e-mails, television commercials, print media, the lucrative offers of easy
    FSBOs, they are worried about getting financing for their NEXT HOME.
    SOLUTION: They get a BLANKET MORTGAGE (a single mortgage that covers more than 1 parcel of real estate).
    - Their old home is now an investment property.
    - Their bank will consider 75% (approx) of the rent to own income to go toward "ability to pay" income for the next home loan
    - I instruct you to get market rent plus 10% to 30% more in a non-refundable option payment
    - -
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      operty.
    - Their bank will consider 75% (approx) of the rent to own income to go toward "ability to pay" income for the next home loan
    - I instruct you to get market rent plus 10% to 30% more in a non-refundable option payment
    - - now you can show the lender that 75% is a great number :)
    ________________________________________________________
    LANDLORDs want......
    - LONG leases
    - Top Rent
    - Little costs out of pocket (maintenance)
    - NO damage
    - NO late payments
    BIGGEST HURDLE: When dealing with LANDLORDS, they are worried about getting their money on time and hassles from tenants.
    SOLUTION: Once the Tenant-Buyer learns of the PROBLEMS and CONCERNS the landlord has been experiencing, and show a win - win solution (long leases, paying for minor maintenance), this is great news for the landlord.
    _________________________________________________________
    "LISTED WITH REAL ESTATE AGENT" SELLERS
    These Listed Sellers want....
    - fast closing
    - top price
    - no funny buyers not getting financed at the last moment

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Answer Upon - Rent to Own Your Home - Does it Work?

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