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Answer Upon - Commercial Loans: How You Win Even If You Lose
Causes of Common Web Design Mistakes r private source, is also OPM?? You should - it wasn't yours and it came from someone else (depositors, investors, etc.)! So on the face of it, between the down payment and the loan, you can easily acquire an interest in commercial real estate without using a cent of your own money!There are many causes of web design mistakes and they range from small mistakes to very large mistakes. Some of these mistakes can cause a loss of traffic, a loss of page rank with the search engines, and even a loss of income if the mistake is serious enough. Unfortunately traffic and search engine ranking are all tied together so if web publishers make a mistake that affects any of these areas of the business their whole online business can fail. Mistakes happen to even the best of the best, but you can work to avoid some of the c But wa Web 2.0 Makes Us Young Again I was contemplating the economy, increasing interest rates, slowing real estate sales, and the possibility of us being in a real estate market "top" when I thought about how to protect myself against a potential fall in prices. My best choice for making an investment that would make sense in this environment had to be commercial real estate. Before I get to why, let me introduce you to an interesting extension of a concept long used in investment real estate: Other People's Money (OPM). I would have asked Killer, my 21-year-old-real-estate-guru-wondercat to explain this, but he was taking another nap (wouldn't you, if you were his relative age???).Its springtime, and technology too is ready to be reborn. Thanks in large part to Alan Greenspan’s retirement from the Federal Reserve, and the departure of “irrational exuberance” along with him, we can officially declare the dot-com winter over.So-called Web 2.0, the latest round of interactive, Internet-based tools and services, is to be our salvation. Raising their iPod-clutching fists to the sky, the technorati are demanding we take note of a new, golden era, where we can be online everywhere and in every way. Our happine We all understand the basic OPM approach for investment property: Get some investors together, pool their money, buy a property together, and get a piece of the action for selecting and managing the property. This is a time tested method for growing a portfolio of commercial properties and a (nearly) passive income stream.? But this is not the only aspect of OPM in commercial real estate. Have you stopped to consider that the real estate loan you get from a lender, be it a bank, insurance company, conduit, or private source, is also OPM?? You should - it wasn't yours and it came from someone else (depositors, investors, etc.)! So on the face of it, between the down payment and the loan, you can easily acquire an interest in commercial real estate without using a cent of your own money! But wa I Don't Need a Business Plan-Do I? is environment had to be commercial real estate. Before I get to why, let me introduce you to an interesting extension of a concept long used in investment real estate: Other People's Money (OPM). I would have asked Killer, my 21-year-old-real-estate-guru-wondercat to explain this, but he was taking another nap (wouldn't you, if you were his relative age???).I get asked that question a lot. In fact, after “how do I start a business?” it’s probably the most asked question by new clients. I decided the best way to describe why you might decide to write a business plan is to tell you a few stories about a client of mine. The name and business are fictional. We’re going to call him David and he’s going to have a mechanic shop. The stories I’m going to tell you over the next few months are a combination of things that have happened to me and to some of my clients.David’s smart. We all understand the basic OPM approach for investment property: Get some investors together, pool their money, buy a property together, and get a piece of the action for selecting and managing the property. This is a time tested method for growing a portfolio of commercial properties and a (nearly) passive income stream.? But this is not the only aspect of OPM in commercial real estate. Have you stopped to consider that the real estate loan you get from a lender, be it a bank, insurance company, conduit, or private source, is also OPM?? You should - it wasn't yours and it came from someone else (depositors, investors, etc.)! So on the face of it, between the down payment and the loan, you can easily acquire an interest in commercial real estate without using a cent of your own money! But wa Entrepreneurs, Learn This Lesson - Don't Sweat The Small Stuff aking another nap (wouldn't you, if you were his relative age???).Is the pressure of being in business getting to you? Do you feel like you have the weight of the world on your shoulders? Do you lie awake nights with a thousand points of worry flashing through your poor, tired brain? Welcome, my friend, to the wonderful world of entrepreneurship. Come on now, you really didn’t think it was going to be that easy, did you?Forget all those reasons you’ve heard as to why businesses fail. It’s the pressure of entrepreneurship that sends many folks running back to the supposed security of a r We all understand the basic OPM approach for investment property: Get some investors together, pool their money, buy a property together, and get a piece of the action for selecting and managing the property. This is a time tested method for growing a portfolio of commercial properties and a (nearly) passive income stream.? But this is not the only aspect of OPM in commercial real estate. Have you stopped to consider that the real estate loan you get from a lender, be it a bank, insurance company, conduit, or private source, is also OPM?? You should - it wasn't yours and it came from someone else (depositors, investors, etc.)! So on the face of it, between the down payment and the loan, you can easily acquire an interest in commercial real estate without using a cent of your own money! But wa The 10 Commandments For Avoiding A Public Relations Disaster tested method for growing a portfolio of commercial properties and a (nearly) passive income stream.? But this is not the only aspect of OPM in commercial real estate.Unless you've been living alone on a desert island with no communication, you know that we've experienced recently a spate of public figures who have virtually lost their careers because of inappropriate statements that became public knowledge. If only they had received divine guidance in how to manage their personal public relations, they might still be enjoying their successful careers. The author has recently discovered an ancient scroll with ten sacred commandments that can ensure that the reader will avoid these public relation Have you stopped to consider that the real estate loan you get from a lender, be it a bank, insurance company, conduit, or private source, is also OPM?? You should - it wasn't yours and it came from someone else (depositors, investors, etc.)! So on the face of it, between the down payment and the loan, you can easily acquire an interest in commercial real estate without using a cent of your own money! But wa 2007 Nursing Job Market r private source, is also OPM?? You should - it wasn't yours and it came from someone else (depositors, investors, etc.)! So on the face of it, between the down payment and the loan, you can easily acquire an interest in commercial real estate without using a cent of your own money!It is estimated that the number of employments of registered nurses is going to increase at a rate much faster than any other occupation by 2010 as many current nurses are on the edge of their retirement opening thousands of spots in coming years. As a matter of fact, nursing is currently the only largest health care field in United States with over 2.7 million registered nurses. Not only that as we find the increase in the number of specialized medical areas and practices being involved into surgeries and other operations, the dema But wait, there's more! Did you realize that your tenants are providing a stream of cash from which you pay the expenses, make repairs, or service the debt?? In the final analysis, commercial real estate and other investment property are nothing more than a glorified bond - a series of regular payments. In this case, the bond happens to be made of sticks and bricks! But once again, the money you are receiving from your tenants is OPM. The important point here is that as you grow this income stream over time, your property's value should also be increasing. But even if your investment property goes down in value, you'll still make money! Hang on, because there is one more source of OPM to consider before I prove you win even if you lose. It's called -depreciation. I know that you just went "huh." So please, let me explain. Our tax code allows us to pretend that a piece of real property "wears out" over time (well, it does - but that's another topic for another day). This wearing out is based upon a formula and in its simplest form allows an investor to reduce the original value of the improvements (not the land) by about 1/27th per year. We debit this amou
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