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    Your credit report generally contains a lot of information about your past financial and other activity. It can pay to know - and save you thousands of dollars over the course of your life if you know how to manage it.

    Your Creditors

    The most basic function of your credit report is to list your creditors over time and how you paid them. The creditors can be mortgage lenders, credit cards, student loans, store cards, etc.

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    Your Creditors

    The most basic function of your credit report is to list your creditors over time and how you paid them. The creditors can be mortgage lenders, credit cards, student loans, store cards, etc.

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    Your Creditors

    The most basic function of your credit report is to list your creditors over time and how you paid them. The creditors can be mortgage lenders, credit cards, student loans, store cards, etc.

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    ors can be mortgage lenders, credit cards, student loans, store cards, etc.

    These creditors generally report this information to credit repositories where the information is gathered. The reporting is done by identifying you by your social security number.

    Each credit line usually has its own account number. You can use this account number when talking to your creditors.

    Credit Report Balances

    For each creditor the report sho

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