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Answer Upon - MLM - It's NOT About You
Selecting A Credit Counselor; Asking The Right Questions. elf doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?When you find yourself thinking about using a credit counseling service, you need to be very careful. You need someone who will help you, not just some pushy sales associate who wants only to sign you up for their service.You are about to place your financial life in someone else’s hands. Make sure you have the answers to some questions before you do. Then make sure you like the answers to your questions. Here are some for starters:Which of my creditors have you worked with in the past?You have a list of your creditors. You want to compare it to the creditors they have workedwith in the past. Have they been successful working with your creditors in reducing payments,lowering interest, and eliminating fees?You need to know not all creditors will work with credit counselors. If all, or most, of yourcreditors have, or will, you should investigate these services further. If not, credit counseling won’t do you much good. To protect yourself, ask for a list (in writing) of any of your creditors they have worked with in the past.Will my creditors be paid on time each month?Two things come into play here. What are the due dates of each creditor and when during the month do you get paid? Nothing defeats the purpose faster than paying a creditor late, after you have set up a new payment schedule.Some credit counseling services use a set date each month to make payments from the money you have given them. If they don’t have your creditors change the due date you could be socked with late fees each month. Find a service that adjusts the due dates of your bills to work around the days you get paid.How do I pay you each month?The credit counselor can’t pay your creditors until you pay them each month. Will theyremove money, each month, from your account with an electronic transfer or are yourequired to send them a guaranteed check or money order? You want to make it as easy aspossible for this plan to work. Look for a service that will withdraw funds from youraccount automatically each month.When and how often will I get statements of my accounts?Just because you have turned over a portion of your fi Let's twist the insight here and look at what is REALLY going on here. I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?" Good observation, but you're only partially right. Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go. Moving on. ~~~~ The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU! Flew right over the ol' forehead with that one didn't I? I'll rephrase... As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes. I've got news for you. You can't. Sorry to be so blunt but I know by now that you can take it. You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal. This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects. I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait. But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way. Now, let's see what you can do about all this. How about you do nothing? That's right...nothing. You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't m The Unmatched Popularity Of Personal Loans You know if there's one thing that's become ever so clear to me it's what goes on inside a distributor while (s)he's working the business.A majority of people take personal loans these days to satisfy their personal needs. Shortage of cash is not avoidable and people need financial help due to various reasons. Personal loans have carved such a niche for themselves in the financial market that they have become the most popular form of debt in the UK.The reason behind the popularity of personal loans is their easy availability and the variety of purposes for which they can be used. They can be used to go to buy a new car, arrange a wedding, fund higher education, consolidate loans etc.Secured Personal Loans are loans taken by giving the guarantee of collateral. The Annual Percentage Loan (APR) or interest rate is low on secured personal loans. If the borrower has a good credit history and can offer collateral, he can get a very decent interest rate. Secured loans save money for the borrowers because of the low interest rates. But there is the risk of repossession of collateral. If after several missed-payments and repeated reminders the borrower doesn’t pay, the lenders take the possession of the collateral.On the other hand, unsecured personal loans are loans in which no collateral is required. These loans are mainly taken by tenants who don’t own a house. However, homeowners who don’t want to risk their house also apply for such a loan. As no valuation of property is required, the approval process for an unsecured loan is quite swift.One of the best mediums to find a suitable deal for personal loans is the Internet. Here, you can compare various loan deals and choose amongst many lenders. You see when someone's working their business, really working it, there are things going on inside the person that are totally dictated by what goes on outside of that person. And what I mean by outside is what kind of activity that distributor is creating in their prospecting world. When a new distributor, or any distributor for that matter, is prospecting and going through leads or whatever other method they are doing, they inevitably have to talk to folks and determine if these people are really qualified prospects for their business. Even those prospects that are generated through non-contact type methods like having someone track you down and sign up under you. Whatever. When this happens a new distributor finds themself having to converse with that new prospect. And what happens when this occurs? Many things. But let me first set the stage for what is going on in that new distributor. You see, it's pretty obvious that we're all human. And by that I mean that we all have feelings, hopes, desires, wants, needs, and so forth. All that sometimes referred to as 'gushy stuff'. But no matter what you call it, it is what makes us totally distinct from virtually every other creature on the planet. And at the same time this is the stuff that can lead to a new distributor's downfall. I'll explain. Wait, I'll need to go on a little side route off of this insight path for a minute... ~~~~ Several weeks ago my wife asked me why I was doing all this MLM stuff. You see, I've been doing it for a few years now and she was just curious as to why I'm doing all this and what keeps me at it. I must admit that she had me stumped because I couldn't think up an answer to her inquiry. At least not at that moment. I found that her question was a really good one because it made me think and precisely figure out why I was doing all this stuff. And after about a day of pondering all of this I finally figured out what it was that was keeping me in this sometimes crazy-making business. And it all came down to one word... Hope. You see, I still have that necessary J.O.B. and all the shackles that go along with it and I work my business around my day work. So like probably most of you I am still living to work instead of working my dream. I found out that MLM gives me hope. The hope of coming home to roost someday soon. The hope of being able to dictate my days and what gets done or not in them. You know, the 'be your own boss' mantra and all that stuff. Anyway... Continuing with this sideroute - I found that this 'hope' stuff is something that most networkers carry with them. I know this is true because that is the bill of goods we're usually sold when we sign up with our main deal. The dream. The magic ending to all this. The end result. Freedom. And how do we hang onto all of this? How do we keep the 'dream' alive? Hope. So let's recap exactly what's been (un)covered here so far. We're all distributors. Some are more newbie distributors than others but that doesn't matter. As since we're all distributors, we all at one time in the past bought into the dream of MLM. Perhaps not wholeheartedly. Some of us instead of diving in perhaps are just sticking one toe in to test the waters, but nevertheless, we have all been given a taste of the elusive dream of ... yes, that word again... Freedom. The call of freedom and all that it will mean to us when our entire day is built on it being personal freedom to us. The second point here is that as a part of accepting that dream of freedom and the fact that most likely we don't have it currently to the level that we desire, we've also enrolled ourselves into the second part of the MLM equation. That part is what is called 'hope'. Hope for a better future... ...For us. ...Our families. ...Our days. ...Our grandchildren. ...Etceteras, and on and on. So we all live in HOPE. Got it? Good. Let's get back on the main insight path and continue with this article. ~~~~ Now, about this fact that we humans basically allow what happens outside of us to dictate what happens inside of us. It would appear that I might need to explain this with a couple of examples in order to make it perfectly clear what I'm writing about here. Sound good to you? Good. Okay, let's keep this at the level of your business and what you're doing to build it. As a newbie distributor you're hopefully doing what you're supposed to be doing and what is that something, exactly? Building your business of course. And how to do you go about building your business? You prospect. You seek out hungry prospects who are just looking for a chance to change their lives with a truly unique and genuine opportunity just like the one you're offering them, right? So... You're out there promoting your deal to folks and sifting and sorting for the good ones. What happens during this sifting and sorting methodology stuff? You come across a ton of tire-biters that are so cold to your opportunity that they couldn't fog up a mirror in the middle of a cold northern Canadian winter. And what do these prospects say to you so that it is crystal clear to you that they couldn't possibly care any less for your deal than if you were offering them your product for free? They say no. Oh, but not just a simple no...instead you get the grand- daddy of all no's. The hit-you-where-it-hurts no. You get the "HECK no" (again, family-friendly insight here folks so no "I'm gonna wash your mouth out with soap" words allowed :-). And what happens to you once this brutal conversation occurs in your world of prospecting? You make this about YOU. You shrink up. You react. You take it personally. You feel rejected. You question yourself if even just a little bit. You hurt. You get mad. You feel disappointed. You die inside ever so slightly. And what's the end result of this? You slowly but imperceptibly chisel away another small chunk of your hope. It falls away never to be found again. ~~~~ Now, how about we look at what happens when you're doing your prospecting and you come across a bunch of prospects that are more than happy to hear what deal you're working. They're interested. They ask questions. They inquire about the product and the biz side and what you've done to-date. They like what they hear. And then what do they do? They actually sign up. Yes, after all your smooth talking combined with that miraculous 3-way with your upline. And their reading of that fat prospect packet you mailed to them at your cost. And after they saw the smooth company video and listened to the audiotape and drooled all over the slick corporate brochures...they actually joined your deal. They call the company on their own initiative and signed up under you. Actually, as you're talking to them you recall that they even called you to tell you that they signed up under you and want to build it big with you. Life couldn't get any better than this. Seriously. This is what it's all about. Isn't it? You're in this deal to sign folks up. You're in this deal to find leaders like these folks and to sponsor them into your biz. Wow. Too cool. ~~~~ So after all this happens and the smoke clears from your eyes, lets take a detailed look at what's going on inside you. Many words can describe this inner situation. Elation. Excitement. Promise. Expectancy. Commitment. Confirmation. Happiness. Gratefulness. Hope. Shall I continue? I think you get the picture. Essentially, you're feeling pretty much on top of the world at this moment. Pretty neat stuff when you think about it. But do you want to know something? Sit down for this one... This is no different than when you were chopped down by all those tire biters. Absolutely no difference whatsoever. I'll explain. You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you. I know, I know, I hear it already... "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?" Did I paraphrase your thought fairly well? So, I'll now answer your question. What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want. What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly. Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive. Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM. Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this. So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation. You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions. I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right? Let's twist the insight here and look at what is REALLY going on here. I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?" Good observation, but you're only partially right. Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go. Moving on. ~~~~ The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU! Flew right over the ol' forehead with that one didn't I? I'll rephrase... As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes. I've got news for you. You can't. Sorry to be so blunt but I know by now that you can take it. You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal. This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects. I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait. But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way. Now, let's see what you can do about all this. How about you do nothing? That's right...nothing. You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't ma Keywords Analysis Made Easy te - I found that this 'hope' stuff is something that most networkers carry with them. I know this is true because that is the bill of goods we're usually sold when we sign up with our main deal. The dream. The magic ending to all this. The end result. Freedom.Targeted keywords are hard to ignore in search engine optimisation. Keywords play vital roles in optimizing a website, ranking on the search engines and reaching target market. Keywords have loads of benefits if you know how to find them.With targeted keywords on your website, you will be able to reach your target market easily, appear on the search engine results pages for different search terms, generate online sales, and get higher search engine ranking. A targeted keyword is a powerful factor in the overall search engine optimisation success.Keywords and Search Engine Optimisationkeywords are relevant in SEO. However, overdoing keywords on a website is against the rule of organic optimisation. It will trigger red flags from the search engines. This is what referred to as Keyword Stuffing – one of the Black Hat search engine optimisation techniques.To fully generate positive results from keywords, search engine optimizers and web marketers must adhere to the basic rules of search engine optimisation. After all, you don’t have to engage in keyword stuffing or other black hat SEO techniques just to make keywords work for your website. The secret to get positive results from keywords is to optimise and target them.It is also important to analyze your keywords to avoid getting into keyword stuffing unintentionally. There are times when web marketers do keyword stuffing without knowing it. But intentional or unintentional, web marketers doing keyword stuffing still get penalized.Keyword Analysis Made EasyKeyword Analysis is crucial to make sure you give your website the right quality and quantity of targeted keywords. Keyword analysis is made easy with the birth of several internet marketing and search engine optimisation tools. These online tools eased the burden of web marketers in analyzing the quality and quantity of keywords on their web pages.The Keyword Analysis Tool is a must have for search engine optimizers and web marketers. With this kind of SEO tool, you can save your precious time and effort on other internet marketing techniques. After all, search engine optimisation is not all about keywords.Today, there is no reason for you to quit analyzing keywords on your website. What is a few seconds to check your keywords qual And how do we hang onto all of this? How do we keep the 'dream' alive? Hope. So let's recap exactly what's been (un)covered here so far. We're all distributors. Some are more newbie distributors than others but that doesn't matter. As since we're all distributors, we all at one time in the past bought into the dream of MLM. Perhaps not wholeheartedly. Some of us instead of diving in perhaps are just sticking one toe in to test the waters, but nevertheless, we have all been given a taste of the elusive dream of ... yes, that word again... Freedom. The call of freedom and all that it will mean to us when our entire day is built on it being personal freedom to us. The second point here is that as a part of accepting that dream of freedom and the fact that most likely we don't have it currently to the level that we desire, we've also enrolled ourselves into the second part of the MLM equation. That part is what is called 'hope'. Hope for a better future... ...For us. ...Our families. ...Our days. ...Our grandchildren. ...Etceteras, and on and on. So we all live in HOPE. Got it? Good. Let's get back on the main insight path and continue with this article. ~~~~ Now, about this fact that we humans basically allow what happens outside of us to dictate what happens inside of us. It would appear that I might need to explain this with a couple of examples in order to make it perfectly clear what I'm writing about here. Sound good to you? Good. Okay, let's keep this at the level of your business and what you're doing to build it. As a newbie distributor you're hopefully doing what you're supposed to be doing and what is that something, exactly? Building your business of course. And how to do you go about building your business? You prospect. You seek out hungry prospects who are just looking for a chance to change their lives with a truly unique and genuine opportunity just like the one you're offering them, right? So... You're out there promoting your deal to folks and sifting and sorting for the good ones. What happens during this sifting and sorting methodology stuff? You come across a ton of tire-biters that are so cold to your opportunity that they couldn't fog up a mirror in the middle of a cold northern Canadian winter. And what do these prospects say to you so that it is crystal clear to you that they couldn't possibly care any less for your deal than if you were offering them your product for free? They say no. Oh, but not just a simple no...instead you get the grand- daddy of all no's. The hit-you-where-it-hurts no. You get the "HECK no" (again, family-friendly insight here folks so no "I'm gonna wash your mouth out with soap" words allowed :-). And what happens to you once this brutal conversation occurs in your world of prospecting? You make this about YOU. You shrink up. You react. You take it personally. You feel rejected. You question yourself if even just a little bit. You hurt. You get mad. You feel disappointed. You die inside ever so slightly. And what's the end result of this? You slowly but imperceptibly chisel away another small chunk of your hope. It falls away never to be found again. ~~~~ Now, how about we look at what happens when you're doing your prospecting and you come across a bunch of prospects that are more than happy to hear what deal you're working. They're interested. They ask questions. They inquire about the product and the biz side and what you've done to-date. They like what they hear. And then what do they do? They actually sign up. Yes, after all your smooth talking combined with that miraculous 3-way with your upline. And their reading of that fat prospect packet you mailed to them at your cost. And after they saw the smooth company video and listened to the audiotape and drooled all over the slick corporate brochures...they actually joined your deal. They call the company on their own initiative and signed up under you. Actually, as you're talking to them you recall that they even called you to tell you that they signed up under you and want to build it big with you. Life couldn't get any better than this. Seriously. This is what it's all about. Isn't it? You're in this deal to sign folks up. You're in this deal to find leaders like these folks and to sponsor them into your biz. Wow. Too cool. ~~~~ So after all this happens and the smoke clears from your eyes, lets take a detailed look at what's going on inside you. Many words can describe this inner situation. Elation. Excitement. Promise. Expectancy. Commitment. Confirmation. Happiness. Gratefulness. Hope. Shall I continue? I think you get the picture. Essentially, you're feeling pretty much on top of the world at this moment. Pretty neat stuff when you think about it. But do you want to know something? Sit down for this one... This is no different than when you were chopped down by all those tire biters. Absolutely no difference whatsoever. I'll explain. You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you. I know, I know, I hear it already... "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?" Did I paraphrase your thought fairly well? So, I'll now answer your question. What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want. What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly. Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive. Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM. Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this. So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation. You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions. I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right? Let's twist the insight here and look at what is REALLY going on here. I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?" Good observation, but you're only partially right. Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go. Moving on. ~~~~ The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU! Flew right over the ol' forehead with that one didn't I? I'll rephrase... As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes. I've got news for you. You can't. Sorry to be so blunt but I know by now that you can take it. You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal. This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects. I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait. But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way. Now, let's see what you can do about all this. How about you do nothing? That's right...nothing. You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't m Home Loans – Factors Used To Determine Your Credit Score they couldn't possibly care any less for your deal than if you were offering them your product for free?Credit scores are a major issue when it comes to getting a home loan. Following is a discussion of how said credit scores are determined.If you want to borrow hundreds of thousands of dollars for the purchase of a home, you are going to have to put up with some scrutiny. Your credit history, blemishes and all, is going to be front and center. Since we have all missed payments at one time or another, this can be a frightening prospect. Will one missed credit card payment result in your loan being denied? Probably not. There are five factors used to evaluate your score.Payment history is by far the most important factor in determining your credit score. 35 percent of your score will be based on this factor. Meeting your debt payments in a timely manner will help your score. Making late payments will do the opposite. Lawsuits, judgments and tax liens are killers. Also, the size of the payment is taken into account. When in doubt, pay higher debt obligations before lower ones.The balance on your debt obligations is another significant factor in your score. In a perfect world, you want to have a lot of credit available without actually owing any money. Since this is not a perfect world, you should try to keep the total amount you owe below thirty percent of the total credit available. If you have twenty thousands in available credit, you want to actually owe less than six thousand. This factor accounts for 30 percent of your credit score.The length of credit is also a factor in your FICO score. The longer you have held individual credit accounts, often credit cards, the better. Importantly, you also need to show a history of actually using the credit. Oddly, lenders discount credit if it has never been used. The time you have had credit accounts for roughly 15 percent of your score.The type of credit is also a facto in your FICO score, accounting for about ten percent. Credit cards are okay, but lenders like to see more formal obligations. This can be a car loan, student loan or previous mortgage. If you have a history with non-credit card debt, it is vital that you met every monthly payment obligation on the debt.Inquiries also are factored into your FICO score, to the tune of ten percent. A lender is looking at inquiries over a 6 month period. Each one you initiated b They say no. Oh, but not just a simple no...instead you get the grand- daddy of all no's. The hit-you-where-it-hurts no. You get the "HECK no" (again, family-friendly insight here folks so no "I'm gonna wash your mouth out with soap" words allowed :-). And what happens to you once this brutal conversation occurs in your world of prospecting? You make this about YOU. You shrink up. You react. You take it personally. You feel rejected. You question yourself if even just a little bit. You hurt. You get mad. You feel disappointed. You die inside ever so slightly. And what's the end result of this? You slowly but imperceptibly chisel away another small chunk of your hope. It falls away never to be found again. ~~~~ Now, how about we look at what happens when you're doing your prospecting and you come across a bunch of prospects that are more than happy to hear what deal you're working. They're interested. They ask questions. They inquire about the product and the biz side and what you've done to-date. They like what they hear. And then what do they do? They actually sign up. Yes, after all your smooth talking combined with that miraculous 3-way with your upline. And their reading of that fat prospect packet you mailed to them at your cost. And after they saw the smooth company video and listened to the audiotape and drooled all over the slick corporate brochures...they actually joined your deal. They call the company on their own initiative and signed up under you. Actually, as you're talking to them you recall that they even called you to tell you that they signed up under you and want to build it big with you. Life couldn't get any better than this. Seriously. This is what it's all about. Isn't it? You're in this deal to sign folks up. You're in this deal to find leaders like these folks and to sponsor them into your biz. Wow. Too cool. ~~~~ So after all this happens and the smoke clears from your eyes, lets take a detailed look at what's going on inside you. Many words can describe this inner situation. Elation. Excitement. Promise. Expectancy. Commitment. Confirmation. Happiness. Gratefulness. Hope. Shall I continue? I think you get the picture. Essentially, you're feeling pretty much on top of the world at this moment. Pretty neat stuff when you think about it. But do you want to know something? Sit down for this one... This is no different than when you were chopped down by all those tire biters. Absolutely no difference whatsoever. I'll explain. You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you. I know, I know, I hear it already... "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?" Did I paraphrase your thought fairly well? So, I'll now answer your question. What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want. What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly. Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive. Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM. Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this. So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation. You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions. I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right? Let's twist the insight here and look at what is REALLY going on here. I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?" Good observation, but you're only partially right. Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go. Moving on. ~~~~ The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU! Flew right over the ol' forehead with that one didn't I? I'll rephrase... As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes. I've got news for you. You can't. Sorry to be so blunt but I know by now that you can take it. You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal. This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects. I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait. But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way. Now, let's see what you can do about all this. How about you do nothing? That's right...nothing. You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't m Getting the Most From Article Directory Backlinks opped down by all those tire biters. Absolutely no difference whatsoever.Submitting your articles to article ddirectories is an excellent way to increase website traffic, since it will help increase the search engine ranking of your site. Any business can benefit by submitting articles to some of the many on-line link directories available.Directories are human-edited lists of links to websites in various categories. This makes them very different from search engines, which are automated. Since many directories are reviewed by experienced editors, submitting your site to them can add a more targeted, thoughtful approach to your off page SEO.In fact, taking advantage of web directories should be part of your overall link building strategy. Successful submissions can get you what your site needs - strong backlinks, interested visitors, sales, and more revenue in the long term.Here are a few things to consider when you decide what directories to submit to:INDEXING and PAGERANKYou will need to do your own due diligence on the directory you're submitting to. Unfortunately, there is no "cheat sheet" that can list all of the directories and page ranks. This is because PageRank is never static. It can change overnight, and is never 100% timely.Just make sure the directory you are considering is indexed by the major search engines, and has PageRank (PR) or other traffic indicators. Also, make sure it not been banned (grey-barred) by Google.Is it a waste of time to try to get into a directory that's rarely used or too new to have PageRank? Absolutely not! As any Google watcher knows, PageRank can jump from 0 to a 4 or 5 in just one Google update. That means getting into a directory that's brand new (and probably very easy to get into) could pay off handsomely in a few months.Also, as any professional SEO expert will tell you, the PageRank that's displayed in the Google toolbar is probably inaccurate. PageRank updates don't happen as frequently as shifts in the SERPs (search engine results pages). So never use PR as the sole indicator of the quality of a directory.That said, remember that time is money - and it takes time to submit to directories. So in the beginning, focus on directories that will help you boost the quality of your backlinks. And, if you're paying to get into a directory, it really ought to show at least some I'll explain. You see, exactly what is going on here is that you're letting what is happening outside of you dictate what happens inside of you. I know, I know, I hear it already... "But Andre, what's wrong with feeling good about signing up a winner like this new distributor I just hooked? I mean, come on dude can't I just celebrate the good ones like this? What's wrong with that?" Did I paraphrase your thought fairly well? So, I'll now answer your question. What's wrong with this is that you're dancing on the other side of the same coin. On one side of the coin is the mental and emotional space containing rejection, disappointment, fear, dread, failure. On the other side of the coin is the mental and emotional space containing happiness, deserving, excitement, and want. What I mean by all this is that one day all is going about as bad as it can and you've been rejected 87 times from Sunday from every prospect you come in contact with. And then the next day you can't say even the right thing to anybody and people are dropping distributor applications at your feet...all filled out with their check attached to the application paperwork. And what do you do with all this? You respond accordingly. Outside bad, inside bad. Outside good, inside good. Results negative, outlook negative. Results positive, perspective positive. Essentially, what is happening here is you're allowing yourself to be dragged from pillar to post and you don't even know it. And what is really going on here through all this? You're lows are eating away at your hope. That one thing that is keeping you in the game. That so precious commodity that only can be reduced so far before you find yourself saying goodbye to the dream of making anything happen in MLM. Now I know that this seems to be just the human thing to do. Doesn't it? Things are going good in your world, why not feel good about it? Well, let me ask you - when things go bad does that necessarily mean that you have to feel bad? I'll bet that at least some of you see the absurdity in all this. So let me ask you again. How do you feel when you have that 'really good prospect', the one you've been dogging since last year on a bi-weekly basis, finally show you his/her true colors and finally say 'nope not interested' to you? What do you do? Like most of us, you sit back as you recoil from the situation. You BECOME the situation. You take it personally and internally and get depressed. You take it in and spit it right back out in your actions. Or in this case, probably a lack of actions. I mean how much prospecting do you find yourself doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right? Let's twist the insight here and look at what is REALLY going on here. I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?" Good observation, but you're only partially right. Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go. Moving on. ~~~~ The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU! Flew right over the ol' forehead with that one didn't I? I'll rephrase... As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes. I've got news for you. You can't. Sorry to be so blunt but I know by now that you can take it. You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal. This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects. I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait. But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way. Now, let's see what you can do about all this. How about you do nothing? That's right...nothing. You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't m Search Engine Optimization Techniques, And How To Link Build Succesfully elf doing when YOU'RE depressed and feeling dejected in general. I'll bet not much is happening in any area of your world. Right?Building links plays a vital role of achieving success with search engines and I have dealt with clients that had excellent websites, but was not getting any traffic. One thing that I've always tried to tell them is to make sure they get quality relevant links if they can, but even newer directories can help.Building links to a site can be difficult, and time consuming for a website, but as an seo with great experience and knowing the trade secrets to achieving high ranking it can be quite easy, below are some things I have listed that are important as a website owner that is trying to get more traffic to there site.Directory submissions would be one important vital aspect of ranking and I would have to say this is something that you will start up in the beginning, and if you don't have links to several directory websites don't worry I'll get into that later, but building links up in directories can give your credibility in search engines.It also depends on the quality of the directories that you are submitting to, and i would say more higher quality directories do have an effect on your rankings, but then again even the newer ones work, so always give it a start with some directory submissions (Check the link out at the bottom for listings).Article submissions plays another part of seo, and good rankings. I always try to plug my url into a site if possible, and when I say plug a url, that means with your website url / domain. When you do this always make sure to use your keyword as your anchor text.Articles also can give your website “exposure”, and explain to whoever is viewing it what you actually do, and offer. A lot of the times if you write an interesting article that someone has been impressed with, most of the time they will link it.The purpose of writing articles mainly is to gain exposure, and to achieve more links to your site, and we know when we achieve more links to our website we gain more credibility with the search engines, always keep in mind to check your directories that your submitting to that they are good neighborhood directories.I would have to say that there is many more important factors that involve seo, and good rankings with the search engines, but to learn more about directories, and how to gain exposure to search engines check Let's twist the insight here and look at what is REALLY going on here. I know, I know... "But Andre, you just finished talking about what's happening inside of us because of what happens outside of us. Isn't that the point?" Good observation, but you're only partially right. Let's continue with this insight because I think I've cut this point down to the bone about as far as I can go. Moving on. ~~~~ The real point to this insight is that what you're doing here is you're making all of your prospecting about YOU! Flew right over the ol' forehead with that one didn't I? I'll rephrase... As long as you're allowing yourself to be thrown about by the world around you, as you perceive it, you're actually operating under the belief that you can actually control the world and its outcomes. I've got news for you. You can't. Sorry to be so blunt but I know by now that you can take it. You see, when you get all depressed and rejected by a prospect turning you down what is really happening here is that you're somehow, perhaps even in some small way, operating under the belief that you can control or create YOUR desired outcome with this situation. You're operating under the belief that you can control this prospect and if you only give them a stellar enough presentation then you'll have them slobbering at your feet and kissing your shoes thanking you for coming into their life with your deal. This even applies to those situations when all appears to be going well. Remember those prospects that you can't say the wrong thing to and they still sign up under you? Yeah, those dream prospects. I ask you, what did that have to do with you? Perhaps you think that they joined because of you and that amazing 3-way you allowed them to have with your upline leader. Or maybe you gave them just the right amount of information and had the proper influencing tone in your voice that just made them see how good a deal you had with you and they just had to bite on the bait. But you know what's common with both of these situations? You're making them about you by thinking that you are an integral part of the equation. And when that equation doesn't add up to what it's supposed to, then you respond accordingly. Either in a positive, or a negative way. Now, let's see what you can do about all this. How about you do nothing? That's right...nothing. You don't do anything about this. You don't act, react, or get into the emotive side of things. You don't make this about you. You don't make this about how good of a presentation, or even how bad of a presentation you did. You don't make this about how polite you were and considerate you were that you asked them about their great step aunt's appendectomy scar that must be healing by now. Forget that you can control ANYTHING about this process. And how about instead you remember that the only thing that you truly can control in all this is the fact that you can't control them and what they do. Or don't do. You see, it's to your downfall that you're making this about you. Don't do that. Stay out of the emotional side of all this and just do what you're supposed to do since you're one of the good distributors. Be the messenger. Give them the MLM message you're offering. And that's it - your job's done. If they grab the baton and run with it in your race, you know what? That had nothing to do with YOU. THEY were ready to do it. You just happened to be in the right place. I think I need to rephrase this to ensure that I'm getting to all of you. ~~~~ Just imagine for a moment that you're one of those 7-star- super-astronomical-fourth-quadrant-stellar-blue-ointment-diamond distributor's and you're at the top of the pay plan. You're raking in, say, forty-thousand monthly. Month in, month out. You there. At the top. Now, you know as this top-of-the-heap distributor and company leader that the key to staying on top of the game is to continue to prospect no matter how much green you're making. So you're still doing your prospecting vigorously. Now I ask you, does your list of cold-lead prospects know this is who you are when you call them on the phone? Does that dudette you approach on that street corner know that you're making more in a month than she probably does in a year? What about that grocery clerk who just asked you about that button you have pinned on your chest that say's "I feel cool, ask me why". Do any of them even care who you are? Well, outside of you being a total moron to them, they probably won't even give YOU a second thought. And you know what will happen? They'll either join, or not. And their joining won't have diddly to do with you and who you are in your main deal. It's all about THEM. Not about YOU. It's all about where they are in life and if they're ready for what you have to share with them. If they aren't ready to make a change, it doesn't matter if you're that superstar leader distributor. Or on the other side of the spectrum, it doesn't matter if right now your bonus check was $6.47 last month. Did I make that point clear? Good, let's continue. ~~~~ So, again, what are you doing about all this right now? You think you can control them. You think you can control your prospecting situation and the outcome of that situation. You think YOU are part of the equation. And, again, what happens when you do this enough times? Yes, you lose hope. And eventually you're out of the race. Your hope dies and so does your dream along with it. So, how about you do this from now on... Don't think about the RESULTS of your prospecting. Instead, think about the PROCESS. What I mean by this is you remove yourself from hoping for a good end result, because remember when that end result IS good you FEEL good, but when that end results turns out 'wrong' or bad you FEEL bad. Think about the process. Just BE the process of MLMing. Go out there and prospect. Prospect the dickens out of your world. Totally get into the process because when you do you'll be reaching out to folks like your deal's going out of style. And that's good. Focus on the process of MLM. Focus on recruiting. Focus on training. Focus on sharing. Focus on getting the message out there. Focus on being the best messenger you can be. Focus on being the best sponsor you can be. Focus on developing your-self to the best of your abilities. All of this is in your control so this is why you need to focus on all this. DON'T focus on the end result of all this MLM crazy-making. That's not in your control. Don't think that this new prospect has to join your deal. That's not in your control. Don't think that you can control what someone else does. That's not in your control. Don't think that your prospecting outcome has anything to do with you because as long as you're sharing the message, it doesn't. And above all else... ...Don't get into the emotions of all this and lose sight of the process. ~~~~ So, to summarize... Stay with the process. You control it totally, so keep it moving. Keep an eye on the results but don't make the results the goal. They're not. As long as you're focusing on the process and continuing with it and moving ahead with the process of MLMing you'll keep your hope intact and the results will take care of itself. I guarantee it. Good luck. I hope this insight was helpful with your business efforts.
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