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Answer Upon - RV Tip: Top Five RV Insurance Claims & How to Avoid Them
“It’s not personal, it’s business”- The gangster says to his victim pointing the barrel of the gun straight at his head. Then, the camera angle changes, the shot fires, and the body of the helpless victim falls on the ground. You have probably seen a couple of movies with scenes similar to this one. It exemplifies very well that in the mafia style business, making money comes before anything else, no matter which law needs to be broken or how deep or personal the relationship was with the person that needed to be “taken care of”. If that person was somehow interfering with business, they had to go away.Unfortunately, many businesses nowadays have adopted the same “It’s not personal, it’s business” mentality and they put the interests of their customers in the back burner. How? Not establishing a good relationship with the customers, tricking him into spending his money in low quality products, not having a friendly, helping attitude, not trying to go beyond his expectations, but falling short of them, lying and being unreliable, just to name a few. These are costly mistakes that pretty much tell the customer right to his face that his interests are not the first priority. “It’s not personal, it’s business”. How can you, as an online business owner not fall into this trap that could potentially destroy your credibility and the success of your business? Let’s talk about three basic concepts that could put you on the right path.1-Use Your WordsYour customer will most likely visit your website as the first means for getting to know your business and check out your offers and products. The way
Claim #3
The insurance company lumped retracting the RV steps and awnings together in this claim. Traveling with the awning properly secured is one concern and stowing your awning in bad weather is another concern. Since the claim was not very specific about the awning I
Lately the Democrats have been stating that the Republicans blame everything on the Liberal Media. And one would suppose that the Liberal Media is not without blame, but why blame everything on the liberal media?Well with all due respect to my Democrat Liberal fellow citizens in the discussion about the Media and the Polls in the media with regards to Bush’s approval rating it really is the Liberal Media which is causing this, as most people base what they believe on what they see and read.What I am simply pointing out is why the polls are the way they are and that they have more to do with the media and its influence on the masses than the actual ability of this current President to run the United States of America, the greatest nation ever created in the history of the human species, something that no one can deny.It should be obvious and readily apparent that all the data supports of the President’s poll numbers are available and conclusive. The media is causing the low poll ratings, not the President’s ability to lead the country. Indeed that is not an easy job by any imagination. And the polls do not tell of the actual, but rather only of the opinion of those who are not in the know and only know what they think, which is what was in the media? That is my point and it would be hard to contest that fact. Consider this in 2006.
Claim #1
This insurance company stated that it receives at least 400 claims each year involving fires around the back of the refrigerator that are caused by leaking propane lines. If you’re using your refrigerator in the LP gas mode, with an open flame, you definitely don’t want a leaking LP gas line.
How to avoid it
To avoid becoming a statistic I recommend that you take your RV to an authorized RV repair facility annually and have the entire LP gas system checked. RV technicians have the proper equipment to check the system for leaks and to make sure the LP gas pressure is adjusted properly.
You, the owner, can periodically inspect for LP gas leaks. To do this turn the main gas supply on, but do not light any pilot lights or other burners. Take a bottle of approved LP leak detector solution and dab around all gas fittings. If there is a leak the small bubbles will grow into larger bubbles. Tighten the fitting and repeat the leak test. If the problem persists turn the LP gas supply off and take it to an RV repair center to have it checked out and repaired.
Claim #2
The next claim the insurance company listed was RV’s hitting gas station overhangs and bridges. RVers forget or don’t know the height of their RV and enter areas that don’t have enough overhead clearance.
How to avoid it
The first step is to measure the height of the RV from the ground to the highest point, usually the top off the air conditioner. Manufacturer brochures often times include this information. Check the footnotes to make sure it includes optional equipment like the air conditioner. For safety measures add an additional six inches to the overall height. Write this information down and post it in the RV or tow vehicle where it can be easily seen and will serve as a constant reminder for you. When you exit the interstate to refuel select an exit that has several fuel stations so you can pick one that is easy to navigate, and has plenty of overhead clearance. If you travel on roads less traveled be sure and check clearances on all overhead bridges before attempting to go under them.
Claim #3
The insurance company lumped retracting the RV steps and awnings together in this claim. Traveling with the awning properly secured is one concern and stowing your awning in bad weather is another concern. Since the claim was not very specific about the awning I
These are words that every copywriter should keep close when compiling their sales copy. When your spine tingles every time you read your own copy, you know it’s ready!Read through this list of words before you start writing your sales copy. Get them firmly wedged into your brain so that it becomes second-nature to use them, and you’ll soon find that your sales copy starts to sizzle.Once you have finished your sales copy, check it against this list of power words and look for ways to work in some of the power words – but make sure that you don’t spoil the flow of your sales copy just for the sake of inserting one of the power words.THE POWER WORDSAbsolutelyAccomplishAchieveAdoreAdviceAlluringAlternativeAmazingAnnouncingApprovedAssuredAttainAttractiveAuthenticAutomaticallyAvalancheBalloonBargainBeautifulBeautyBenefitBenefit FromBest-SellingBetterBigBlastBlockbusterBlueprintBonanzaBonusBoostBottom lineBrand-newBreakthroughBrilliantBurstCaliberCast-ironCertainlyChallengeChoiceCinchClear-cutColorfulColossalComfortableCompareCompellingCompleteCompletelyComplimentaryConfidentialConversionsCrammedCriticalCrucialDaringDazzlingDefiniteDeliciousDeliveredDesireDeviceDirec
How to avoid it
To avoid becoming a statistic I recommend that you take your RV to an authorized RV repair facility annually and have the entire LP gas system checked. RV technicians have the proper equipment to check the system for leaks and to make sure the LP gas pressure is adjusted properly.
You, the owner, can periodically inspect for LP gas leaks. To do this turn the main gas supply on, but do not light any pilot lights or other burners. Take a bottle of approved LP leak detector solution and dab around all gas fittings. If there is a leak the small bubbles will grow into larger bubbles. Tighten the fitting and repeat the leak test. If the problem persists turn the LP gas supply off and take it to an RV repair center to have it checked out and repaired.
Claim #2
The next claim the insurance company listed was RV’s hitting gas station overhangs and bridges. RVers forget or don’t know the height of their RV and enter areas that don’t have enough overhead clearance.
How to avoid it
The first step is to measure the height of the RV from the ground to the highest point, usually the top off the air conditioner. Manufacturer brochures often times include this information. Check the footnotes to make sure it includes optional equipment like the air conditioner. For safety measures add an additional six inches to the overall height. Write this information down and post it in the RV or tow vehicle where it can be easily seen and will serve as a constant reminder for you. When you exit the interstate to refuel select an exit that has several fuel stations so you can pick one that is easy to navigate, and has plenty of overhead clearance. If you travel on roads less traveled be sure and check clearances on all overhead bridges before attempting to go under them.
Claim #3
The insurance company lumped retracting the RV steps and awnings together in this claim. Traveling with the awning properly secured is one concern and stowing your awning in bad weather is another concern. Since the claim was not very specific about the awning I
Auto accidents can be very stressful if you don't know what to do. The following are some tips in case you are involved in an auto accident. First of all, make sure everyone is ok. If anyone isn't ok, then immediately call 911. By OK, I mean, needing medical attention. For example a broken bone, concussion, or serious cut.If you aren't hurt, then you want to make sure you do the right thing and protect yourself. There are alot of people out there that will frivolously sue, so you want to make sure and handle yourself properly. Don't anger or upset the person you are involved in a wreck with. You don't want to give them any more motivation to sue you.The next thing you want to do is identify the driver. Make sure that they don't try to switch drivers. In some cases involving drinking, people have been known to switch drivers. Get the drivers licence number and address.If you notice the other person has been drinking heavily, a trick i've used before is i called myself on my cell phone and recorded them on my voice mail. This may or may not be used in court, but when it comes time to make a claim, you can use the fact that you have a recorded conversation of them drunk as leverage against them. This may help you.Another tip, is look for witnesses if it was their fault. Neutral 3rd party witnesses can be very helpful if you find them.Look for any excuses that they give when speaking with you, such as I'm tired, I am sick, or I am drunk. Also notice if they say they are OK. At least you'll have this documented if they go back and say that they are are suffering from a neck
Claim #2
The next claim the insurance company listed was RV’s hitting gas station overhangs and bridges. RVers forget or don’t know the height of their RV and enter areas that don’t have enough overhead clearance.
How to avoid it
The first step is to measure the height of the RV from the ground to the highest point, usually the top off the air conditioner. Manufacturer brochures often times include this information. Check the footnotes to make sure it includes optional equipment like the air conditioner. For safety measures add an additional six inches to the overall height. Write this information down and post it in the RV or tow vehicle where it can be easily seen and will serve as a constant reminder for you. When you exit the interstate to refuel select an exit that has several fuel stations so you can pick one that is easy to navigate, and has plenty of overhead clearance. If you travel on roads less traveled be sure and check clearances on all overhead bridges before attempting to go under them.
Claim #3
The insurance company lumped retracting the RV steps and awnings together in this claim. Traveling with the awning properly secured is one concern and stowing your awning in bad weather is another concern. Since the claim was not very specific about the awning I
Digital photography has advanced a great deal recently and has become the preferred method for most photography lovers. The number of people who print their own pictures with photo printers is increasing day by day.If you want to start taking and printing your own digital photographs at home or office yet do not know how to choose a photo printer, you’ll definitely want to read on.Types of Photo PrintersTypes of photo printers vary and options on offer are mainly inkjet photo printers, portable photo printers, all-in-one photo printers, dedicated photo printers and professional photo printers.Almost all the new photo printers in the market today provide great quality photo printing. Whether they are quite affordable or more expensive, most of them provide similar photo quality. Where they differ is usually with regards to their speed and features.If you will be printing snapshots to share with friends and family, almost any inkjet photo printer will be fine for you. However, if you want to frame and display your photos or perhaps hang them on the wall in your home, you'll need further consideration in choosing the right photo printer. Canon PIXMA iP5000, HP Photosmart 8450 and Epson Stylus Photo R800 are some examples of current popular inkjet photo printers.Dedicated photo printers are built around thermal-dye technology. The maximum print size on these printers is often 4 x 6 inches. Within the same category, there are dedicated photo printers with larger output, up to 4 x 8 inches or 5 x 7 inches, and lightweight inkjets with a maximum 4 x 6 output size. The dedicated photo pr
Claim #3
The insurance company lumped retracting the RV steps and awnings together in this claim. Traveling with the awning properly secured is one concern and stowing your awning in bad weather is another concern. Since the claim was not very specific about the awning I
Loans are taken to be paid back and if you don't, you are calling for adverse repercussions. These may include loss of property at stake (if any), CCJs and bankruptcy status. In case of unsecured loans, there is very less flexibility in terms of repayment options. This is because the borrower doesn't put any of his assets like home as security. The lender, therefore, charges high interest on unsecured loans, and doesn't give any benefit of flexible repayment options and other advantages.However, in case of secured personal loans, the borrowers get many advantages. The most lucrative feature of secured loans is that they carry low interest rates. Then you can choose from the various repayment options cited below:Fixed Rate of Interest- Under this plan, the borrower pays a fixed rate of interest for a certain period of time. The monthly installments, therefore, remain fixed during a specified period mentioned in the loan agreement. This is irrespective of the changes in the base rate, decided by the Bank of England.Flexible Rate of Interest- Under this scheme, the APR on your personal loan fluctuates on the basis of the Bank of England's interest rate. The monthly installments, therefore, fluctuates.Interest Only- If you have taken a secured personal loan with interest only scheme, you would be paying only the interest for the whole term of the loan. The borrower will pay the remaining principle amount at the end of the term of the loan.Partial Interest and Partial Repayment- In this plan, the borrower is required to pay only interest for a certain period of time, a
Claim #3
The insurance company lumped retracting the RV steps and awnings together in this claim. Traveling with the awning properly secured is one concern and stowing your awning in bad weather is another concern. Since the claim was not very specific about the awning I will address both issues.
How to avoid it
When I worked for an RV dealership I saw the end result of not retracting the steps on more than one occasion. It’s easy to forget the RV steps when you are getting ready go on a trip or leave a campground. I have two ways to avoid this from happening to you. First you should always use a pre-trip checklist anytime you plan to move the RV. Second you should always walk around the entire RV a second time just before pulling out. You’ll be amazed at some of the things you missed the first time you walked around the RV. I have a very thorough pre-trip checklist available in my “Checklists for RVers” e-book at www.rveducation101.com.
The first thing we’ll cover concerning the awning is stowing it properly for travel. Make sure the awning is properly stowed against the side of the RV and the roller tube lock mechanism is in the retract position. Make sure the awning arm travel locks are latched and tighten the black knobs on the back of the awning arms. The awning makes your RV six inches wider and you must always keep this in mind when you are traveling. I have seen many cases where the awning roller tube and fabric gets damaged by hitting or rubbing on something and the awning arms get damaged by catching on something. When navigating in close quarters, such as at a campground, use a ground guide to make sure you have enough clearance to avoid damage to the awning.
I’m not sure if the insurance company gets more claims for travel related damage to the awning or storm related damage. I think I have seen more awning damage caused by rain, wind and storms. You should always lower one end of the awning to allow for water run off. The weight from water pooling on the awning fabric can cause extensive and costly damage. Any wind over 20 miles per hour can also cause extensive damage to the awning and to the RV. Never leave the awning out unattended. If everyone is leaving the campsite, store the awning in the travel position. When you go to bed, store the awning in the travel position. Even when you are at the campsite, y
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