Tags |
|
|
Links |
|
|
Answer Upon - Whose Hand is in Your Pocket
Links are one of the most convenient features of the internet. The ability to go from website to website and land exactly at the information you are looking for is like opening a book and getting the page you need every time.If you can anticipate the information that your event participants need and point them directly to it, when they need it, you will get more registrations and make registering and attending your event more enjoyable and beneficial.Before we get to a list of links that you may want to use, keep in mind that you can over do it. Try to keep your registration form uncluttered by only adding links that will help during the actual registration process. The rest of the links should go in the confirmation email or on the event website where they can be accessed after the registration has been submitted.To get you started with some ideas, here is a list of four
One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!
The FTC web site advises the following steps to avoid credit card identity theft:
1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.
2. Carry your cards separately from your wallet, in a zip
Are you a California homeowner? If you are, do you know if you currently have a mold problem? Although a large number of California homeowners are able to tell right away if they have a mold problem, as mold is often easy to spot, there are some homeowners who may have no idea that they have a mold problem. Unfortunately, by the time it is found out that there is a mold problem; the cost of mold removal is often quite high, as the problem may have spread or gotten worse. To prevent yourself from being put in that type of situation, you may want to think about having your home undergo an annual mold inspection.California residents, just like you, often wonder what an annual mold inspection can do for them. As it was previously mentioned, not all homeowners know that they have a mold problem. Mold tends to grow in areas that have large amounts of moisture. For that reason, one of th
It's time to stop talking about identity theft and do something to protect yourself.
My bank just sent a new set of Visa cards with the explanation that hackers had compromised a retailer where I had used the card, ergo - new cards.
Doesn't sound too bad, does it? What it means is that I now have to contact all of my "automatic" payment vendors and give them the new number. We were lucky that we didn't get any financial damage on the way through.
A close relative told me this week about her experience in trying to clean up behind an identity thief who tried to open several different cell phone accounts and some other monkey business.
A attorney friend tells me it took him almost eight years to clean up after someone stole his identity and wrecked his credit.
How does this ID theft work? Bad guys get your name, social security number, or credit card number and start charging purchases or opening lines of credit.
Some of these thieves get info from your mail box, but there are easier ways for the more sophisticated. Phishing is on the rise, and this isn't the kind of fishing where you use a rod and reel. Instead, these illigitimate Phishers lure unsuspecting email recipients into giving up their personal info by making them think you're working with a bona fide agent of a company with whom they normally do business.
"Pretexting" is just as phony as thieves pretend to conduct surveys or other seemingly official reasons to get information from you.
My e-mail brings me five or more phishing lures every day - eBay, CitiBank, utility companies, and so on. I also receive more than twenty emails every day telling me of some joker in Nigeria or Netherlands who has come into millions of dollars that they'll share with me if I send them my bank account information to help them smuggle this cash out of their country.
The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!
Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.
Here are some stats on this subject from CFO-IT magazine:
ID Theft by Fraud Type
32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related
8% - Gov'mt documents or benefits
5% - Loan 19% - Other
*** What are we going to do about all of this fraud?
We already have some stiff laws on the books, but only the biggest of criminals are going to be tracked down across international borders. About the only way the law can protect us is to establish secrecy requirements for retailers and others who use our credit card numbers.
Several agencies have discontinued using social security numbers as identifiers. Be sure to challenge the necessity of giving this information to anyone.
Some people espouse using cash only. They say to throw away those ATM cards and check books. Don't do business with anyone who won't take cash. The rub is that some companies don't even know how to deal with cash any longer. Have you tried to rent a car or check in a hotel with cash only?
One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!
The FTC web site advises the following steps to avoid credit card identity theft:
1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.
2. Carry your cards separately from your wallet, in a zipp
The imported milk you are enjoying today and the leather boots you will be wearing tomorrow have at one point been inside one of those cargo shipping containers. All products that are transported from one place to another, from coast to coast, across several seas and wide desert lands have been carried by a truckload of cargo shipping containers.The eve of using cargo shipping containers started several decades ago when the need to carry basic commodities in huge amount, from factories to different locations, was indispensable. It makes shipment faster, safer and more cost efficient. The container shipping industry has become one of the most thriving business endeavors in the world today.Cargo shipping containers nowadays are a lot bigger and longer compared to the first models. This is specifically made to occupy more cargoes in one setting. The dimensions of these cargo shippi
How does this ID theft work? Bad guys get your name, social security number, or credit card number and start charging purchases or opening lines of credit.
Some of these thieves get info from your mail box, but there are easier ways for the more sophisticated. Phishing is on the rise, and this isn't the kind of fishing where you use a rod and reel. Instead, these illigitimate Phishers lure unsuspecting email recipients into giving up their personal info by making them think you're working with a bona fide agent of a company with whom they normally do business.
"Pretexting" is just as phony as thieves pretend to conduct surveys or other seemingly official reasons to get information from you.
My e-mail brings me five or more phishing lures every day - eBay, CitiBank, utility companies, and so on. I also receive more than twenty emails every day telling me of some joker in Nigeria or Netherlands who has come into millions of dollars that they'll share with me if I send them my bank account information to help them smuggle this cash out of their country.
The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!
Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.
Here are some stats on this subject from CFO-IT magazine:
ID Theft by Fraud Type
32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related
8% - Gov'mt documents or benefits
5% - Loan 19% - Other
*** What are we going to do about all of this fraud?
We already have some stiff laws on the books, but only the biggest of criminals are going to be tracked down across international borders. About the only way the law can protect us is to establish secrecy requirements for retailers and others who use our credit card numbers.
Several agencies have discontinued using social security numbers as identifiers. Be sure to challenge the necessity of giving this information to anyone.
Some people espouse using cash only. They say to throw away those ATM cards and check books. Don't do business with anyone who won't take cash. The rub is that some companies don't even know how to deal with cash any longer. Have you tried to rent a car or check in a hotel with cash only?
One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!
The FTC web site advises the following steps to avoid credit card identity theft:
1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.
2. Carry your cards separately from your wallet, in a zip
Binding machines are used for binding together pages and covers of books or documents through a strip sewn over or along the edge for strengthening or decoration. Binding machine manufacturers provide end-to-end solutions for all the binding needs of household users or large binding firms such as replacement of parts, servicing, and onsite repair facilities.All major binding machine manufacturers operate websites that contain detailed information about their products and prices. It also contains comparison charts, which highlight the benefits of manufacturer's products vis-?-vis products of other suppliers. Customers can access a particular manufacturer's website and choose the best product from the available options. They can also access related links to get more information about a particular model of binding machine.Some manufacturers offer discount schemes on their products
The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!
Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.
Here are some stats on this subject from CFO-IT magazine:
ID Theft by Fraud Type
32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related
8% - Gov'mt documents or benefits
5% - Loan 19% - Other
*** What are we going to do about all of this fraud?
We already have some stiff laws on the books, but only the biggest of criminals are going to be tracked down across international borders. About the only way the law can protect us is to establish secrecy requirements for retailers and others who use our credit card numbers.
Several agencies have discontinued using social security numbers as identifiers. Be sure to challenge the necessity of giving this information to anyone.
Some people espouse using cash only. They say to throw away those ATM cards and check books. Don't do business with anyone who won't take cash. The rub is that some companies don't even know how to deal with cash any longer. Have you tried to rent a car or check in a hotel with cash only?
One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!
The FTC web site advises the following steps to avoid credit card identity theft:
1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.
2. Carry your cards separately from your wallet, in a zip
Invoice factoring companies can provide immediate, short-term funds for companies that are unable to obtain a traditional bank loan. Financing from traditional banks generally requires commercial borrowers to have two years in business and showing a profit. Banks tend to favor loans secured by tangible assets like machinery, inventory, equipment and real estate.Working with factoring companies, in contrast, are less restrictive. When you sell your invoices - often called factoring - you don’t incur any debt so there are no monthly payments. Plus, you can control your cash flow by determining how much to factor and when. Young, growing companies or those with tax liens - and even bankruptcy - can still qualify for an invoice factoring account. This makes factoring companies a viable source of funding for many businesses.How It WorksIn simple terms, here’s how invoice facto
Here are some stats on this subject from CFO-IT magazine:
ID Theft by Fraud Type
32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related
8% - Gov'mt documents or benefits
5% - Loan 19% - Other
*** What are we going to do about all of this fraud?
We already have some stiff laws on the books, but only the biggest of criminals are going to be tracked down across international borders. About the only way the law can protect us is to establish secrecy requirements for retailers and others who use our credit card numbers.
Several agencies have discontinued using social security numbers as identifiers. Be sure to challenge the necessity of giving this information to anyone.
Some people espouse using cash only. They say to throw away those ATM cards and check books. Don't do business with anyone who won't take cash. The rub is that some companies don't even know how to deal with cash any longer. Have you tried to rent a car or check in a hotel with cash only?
One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!
The FTC web site advises the following steps to avoid credit card identity theft:
1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.
2. Carry your cards separately from your wallet, in a zip
Everyone loves to be appreciated, and when that thanks is expressed with a gift, you’ll make extra points with the gift recipient. Corporate gifts are often thought of as expensive, one-of-a-kind executive style gifts that your company sends out at holidays, but there’s another level of corporate gift-giving that can mark you and your firm as a thoughtful, appreciative company with whom to do business.The wonderful thing about thank you gifts is that they needn’t be expensive, but they can pay off big in exposure for your company and product. There are literally dozens of opportunities for little thank yous in the course of doing business, and you can do it as cheaply as a few pence per item. It just takes a little planning and the foresight to develop a “thanks for your business” marketing policy. Here’s how.Choose a small variety of promotional items imprinted with your compan
One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!
The FTC web site advises the following steps to avoid credit card identity theft:
1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.
2. Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch.
3. Keep a record of your account numbers, their expiration dates, and the phone number and address of each company in a secure place.
4. Keep an eye on your card during the transaction, and get it back as quickly as possible.
5. Void incorrect receipts.
6. Destroy carbons.
7. Save receipts to compare with billing statements.
8. Open bills promptly and reconcile accounts monthly, just as you would your checking account.
9. Report any questionable charges promptly and in writing to the card issuer.
10. Notify card companies in advance of a change in address.
*** How do we know that our identity has been compromised?
Check your credit report at least annually. Many people recommend checking quarterly. You can pay the credit reporting companies a fee and get your reports anytime you want.
However, the FTC advises us to "order a free annual report from one or all the national consumer reporting companies by visiting www.annualcreditreport.com.
Or you can call toll-free 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
You can print the request form from www.ftc.gov/credit.
The credit reporting companies only send free reports requested through the Report Request Service.
The FTC gives a lot more information on their site. Go to http://www.consumer.gov/idtheft/recovering_idt.html#9 to find out things such as:
What to do if someone steals your identity? How do you prove you're a victim of identity theft? When should I provide my social security number? Should I buy identity theft insurance? How do I get money back that was stolen through electronic transfers, e.g. debit cards, credit cards?
Answers to these questions and more than 50 others are given at the link above. You can get the forms you need to initiate your claim of identity theft at this site, and the FTC has more than 25 publications on this subject that are free for the asking.
Here's the bottom line. As always, people are trying to get your money. In the past, thieves had to corner you and get the money out of your pocket. Today, your pockets are much bigger, and it's much easier to reach in.
If you don't take action to prevent the theft, you're basically inviting the thieves to take as much as they want - of course, they want it all!
Find out more about identity theft and other stressors at WWW.CourageBuilders.com
Copyright 2005 - Dale Collie
Title: Whose Hand is in Your Pocket Length: 1153 Words Author: Dale Collie Email: MailTo:collie@couragebuilders.com Category: Business/Stress/Finance/personal Web Address: http://www.couragebuilders.com
You may publish this article electronically or in print free of charge. Edit article for space and audience if needed. Include full byline. Add a hyperlink for web postings. When you publish, please send a courtesy link or email to MailTo:Collie@CourageBuilders.com
HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.hubyou.info/article/4934/hubyou-Whose-Hand-is-in-Your-Pocket.html">Whose Hand is in Your Pocket</a>
BB link (for phorums):
[url=http://www.hubyou.info/article/4934/hubyou-Whose-Hand-is-in-Your-Pocket.html]Whose Hand is in Your Pocket[/url]
Related Articles:
5 Keys to Leadership in Business... More Than Just Managing
Wells Fargo to Buy WaMu's Mortgage Servicing Portfolio
Bookmark it:
|