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    inancial advisors and pensions sellers. They must comply with the guidelines set out by the FSA in its Handbook. Broadly speaking, the rules that financial companies must follow are to:

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    The financial services industry is highly regulated and companies selling financial products or advice must adhere to a stringent set of guidelines set out by the industry’s independent regulatory body, the Financial Services Authority. The FSA has wide-ranging rule-making, enforcement and investigatory powers and your rights as a consumer are well protected.

    The aim of the FSA is to ‘promote efficient, orderly and fair markets and to help retail consumers achieve a fair deal’ (source: www.fsa.gov.uk/pages/About/What/index.shtml), and it has four principle objectives: to promote confidence in the industry, to increase public understanding of the financial system, to protect consumers and to reduce financial crime.

    Companies must be authorised by the FSA in order to sell financial products and services. This includes banks, building societies, investment companies, mortgage providers, insurance firms, financial advisors and pensions sellers. They must comply with the guidelines set out by the FSA in its Handbook. Broadly speaking, the rules that financial companies must follow are to:

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    The aim of the FSA is to ‘promote efficient, orderly and fair markets and to help retail consumers achieve a fair deal’ (source: www.fsa.gov.uk/pages/About/What/index.shtml), and it has four principle objectives: to promote confidence in the industry, to increase public understanding of the financial system, to protect consumers and to reduce financial crime.

    Companies must be authorised by the FSA in order to sell financial products and services. This includes banks, building societies, investment companies, mortgage providers, insurance firms, financial advisors and pensions sellers. They must comply with the guidelines set out by the FSA in its Handbook. Broadly speaking, the rules that financial companies must follow are to:

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    Companies must be authorised by the FSA in order to sell financial products and services. This includes banks, building societies, investment companies, mortgage providers, insurance firms, financial advisors and pensions sellers. They must comply with the guidelines set out by the FSA in its Handbook. Broadly speaking, the rules that financial companies must follow are to:

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    For Website owners new to the concept of affiliate schemes, it is a simple transaction. In exchange for advertising on your site leading to sales or new customers, companies are willing to pay you for the privilege. Just a small advertisement on a site can lead to a substantial amount of money in your bank account.Numerous online industries are willing to pay handsomely for new customers simply because there is so much to be made in return. One of thinancial advisors and pensions sellers. They must comply with the guidelines set out by the FSA in its Handbook. Broadly speaking, the rules that financial companies must follow are to:

    be trustworthy and financially secure

    provide clear information to help you make financial decisions, such as ‘key facts’ and ‘key features’ of products and services

    give professional, competent advice

    have clear and straightforward procedures for making a complaint

    inform you about compensation methods

    You can find out whether a company is authorised by the FSA by using the Check Service on the FSA’s website.

    If you have a complaint about a financial product or service you have bought, you should contact the company in the first instance. If the complaint isn’t resolved to you satisfaction here, you should then contact an independent complaint scheme such as the Financial Ombudsman Service. The Ombudsman will carry out an impartial investigation into the complaint and will attempt to resolve it. You don’t have to accept the Ombudsman’s findings, but if you do they are legally binding on both you and the company with who

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