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    athy was 20 years old, and her "brilliant" uncle - a lawyer from California - told her to file bankruptcy. Kathy was beat up, beat down, and deserted without help, b
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    Myth: I'll just file bankruptcy and start over; it seems so easy.
    Truth: Bankruptcy is a gut-wrenching, life-changing event that causes lifelong damage.

    Bankruptcy. That word sends chills up the spine. If you're facing the prospect of bankruptcy or you're in the middle of it right now, you know it's a living nightmare. It can devastate your job, destroy your marriage and steal your peace of mind.
    Kathy called my radio show, ready to file bankruptcy. Her debts were overwhelming, and her cheating husband had left with his girlfriend. The house was in his name, as was all the debt except $11,000. Kathy was 20 years old, and her "brilliant" uncle - a lawyer from California - told her to file bankruptcy. Kathy was beat up, beat down, and deserted without help, b

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    Bankruptcy. That word sends chills up the spine. If you're facing the prospect of bankruptcy or you're in the middle of it right now, you know it's a living nightmare. It can devastate your job, destroy your marriage and steal your peace of mind.
    Kathy called my radio show, ready to file bankruptcy. Her debts were overwhelming, and her cheating husband had left with his girlfriend. The house was in his name, as was all the debt except $11,000. Kathy was 20 years old, and her "brilliant" uncle - a lawyer from California - told her to file bankruptcy. Kathy was beat up, beat down, and deserted without help, b

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    ight now, you know it's a living nightmare. It can devastate your job, destroy your marriage and steal your peace of mind.
    Kathy called my radio show, ready to file bankruptcy. Her debts were overwhelming, and her cheating husband had left with his girlfriend. The house was in his name, as was all the debt except $11,000. Kathy was 20 years old, and her "brilliant" uncle - a lawyer from California - told her to file bankruptcy. Kathy was beat up, beat down, and deserted without help, b
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    file bankruptcy. Her debts were overwhelming, and her cheating husband had left with his girlfriend. The house was in his name, as was all the debt except $11,000. Kathy was 20 years old, and her "brilliant" uncle - a lawyer from California - told her to file bankruptcy. Kathy was beat up, beat down, and deserted without help, b
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    athy was 20 years old, and her "brilliant" uncle - a lawyer from California - told her to file bankruptcy. Kathy was beat up, beat down, and deserted without help, but she was not bankrupt. When her soon-to-be ex-husband ends up with all the debt in his name, he may be bankrupt, but Kathy won't be.

    Why Avoid Bankruptcy?
    Bankruptcy is not something I recommend any more than I would recommend divorce. Are there times when good people see no way out and file bankruptcy? Yes, but I will still talk you out of bankruptcy if given the opportunity. Few people who have been through bankruptcy would report that it is a painless wiping-clean of the slate, after which you merrily trot off into your future to start fresh.
    Don't let anyone fool you. I have been through bankruptcy and have worke

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