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    How to Get National Media Without a Publicist
    When I wrote my first book in 2001 I was clueless on how to promote it. I hired a publicist at a hefty price. Although he did a good job considering it was a non-fiction business title, after the first couple of months he moved his focus on to new projects and authors. I was dead-in-the-water publicity wise at this poin
    your card if you pay late. A late payment may trigger a substantial increase in the interest rate on your card, and that “reasonable” interest rate of 10% may suddenly rise
    Sales for Service Businesses considered
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    Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many of us use our credit cards unwisely.

    If you have good credit, you can get a credit card with a reasonable interest rate; say 10% or so. You can keep that rate by paying your bill on time. On the other hand, if you pay your bills late or fail to pay in full, then you will have to pay late fees and interest. Late fees often range between $15 and $29; some card issuers may charge even more. Adding to the pain of paying late fees, however, is the likely change in interest rates on your card if you pay late. A late payment may trigger a substantial increase in the interest rate on your card, and that “reasonable” interest rate of 10% may suddenly rise t
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    so profitable is that so many of us use our credit cards unwisely.

    If you have good credit, you can get a credit card with a reasonable interest rate; say 10% or so. You can keep that rate by paying your bill on time. On the other hand, if you pay your bills late or fail to pay in full, then you will have to pay late fees and interest. Late fees often range between $15 and $29; some card issuers may charge even more. Adding to the pain of paying late fees, however, is the likely change in interest rates on your card if you pay late. A late payment may trigger a substantial increase in the interest rate on your card, and that “reasonable” interest rate of 10% may suddenly rise
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    You can keep that rate by paying your bill on time. On the other hand, if you pay your bills late or fail to pay in full, then you will have to pay late fees and interest. Late fees often range between $15 and $29; some card issuers may charge even more. Adding to the pain of paying late fees, however, is the likely change in interest rates on your card if you pay late. A late payment may trigger a substantial increase in the interest rate on your card, and that “reasonable” interest rate of 10% may suddenly rise
    Some Basic Rules of Fundraising for Your Non Profit Organization
    Considered as an ethical activity, your fundraising activity should preferably adhere to basic rules of personal integrity, public probity and accountability. After all you’re the cream society, who is on your way to make difference in the society, as well as creating a niche for yourself. A deed well performed brings y
    ate fees often range between $15 and $29; some card issuers may charge even more. Adding to the pain of paying late fees, however, is the likely change in interest rates on your card if you pay late. A late payment may trigger a substantial increase in the interest rate on your card, and that “reasonable” interest rate of 10% may suddenly rise
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    your card if you pay late. A late payment may trigger a substantial increase in the interest rate on your card, and that “reasonable” interest rate of 10% may suddenly rise to 20% or even 25%!

    It’s hard to pay off your credit card balance when you have late fees and 25% interest, so this is something you definitely want to avoid. If you usually pay on time, and you pay late once and are charged a late fee, ask your credit company if they will waive the fee. They will often do it – once. Some will not do it at all, but it is always worth taking the time to ask. If they are unwilling to help you, then you may be better off shopping around for a better credit card deal elsewhere.

    You can often save money by transferring your balance to a lower interest credit card, if you have one. Competition has been fierce during the last few years among c

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