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    enerally in the other steps in this series, and by the relationship you have with each creditor.

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    The first thing to understand is that there is categorically no guaranteed way to get interest frozen.

    Each of your creditors has the right to refuse any change in the details you initially agreed.

    Therefore, all you can do is ask. Given that this is the case, it follows that your success depends entirely on what and how you ask. It will also be considerably influenced by how you have presented your case generally in the other steps in this series, and by the relationship you have with each creditor.

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    Each of your creditors has the right to refuse any change in the details you initially agreed.

    Therefore, all you can do is ask. Given that this is the case, it follows that your success depends entirely on what and how you ask. It will also be considerably influenced by how you have presented your case generally in the other steps in this series, and by the relationship you have with each creditor.

    In

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    herefore, all you can do is ask. Given that this is the case, it follows that your success depends entirely on what and how you ask. It will also be considerably influenced by how you have presented your case generally in the other steps in this series, and by the relationship you have with each creditor.

    In

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    ly on what and how you ask. It will also be considerably influenced by how you have presented your case generally in the other steps in this series, and by the relationship you have with each creditor.

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    enerally in the other steps in this series, and by the relationship you have with each creditor.

    In the first in this series, on how to deal with your creditors, you will remember that we pointed out that you are not actually dealing directly with ABC Finance, or XZY Credit Card, you are dealing directly with another human being who is representing the entity which is your creditor.

    Any request to freeze interest should logically accompany your proposal to reduce payments.

    You will need to compose your o

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