A History of Mortgages

If you own a home, then likely you also have a mortgage. Many people who have a great deal of debt are on the prowl for solutions to their debt problems. These people, when they request information about loans, consolidations, refinances, or reverse mortgages are what those in the finance business call mortgage leads.

Comparison Shopping For The Perfect Mortgage When Refinancing

People will often tell you the secret to finding the perfect mortgage is to comparison shop until you drop. While comparison shopping is important when mortgage refinancing, most homeowners simply end up with the best of the worst mortgage offers available. Here are several tips to help you negotiate when comparison shopping and close with the best possible mortgage rate.

4 Reasons for Refinancing Your Mortgage Loan

There are different reasons why people wanted to refinance their mortgage loan. Find out the 4 top reasons here.

Top 5 Mortgage Questions

Find the answers to five of the top mortgage questions - from the right time to buy a house to qualifying for a mortgage a senior!

Hard Money Mortgages

The hard money mortgages are mortgage refinancing at a higher interest rate which is offered to borrowers with bad credit history. Using the property as collateral, the borrowers with bad credit history try to get mortgage refinancing on fifty to seventy percent of the market value. Hence, the hard money lenders require equity on the property.

Mortgage Marketing and the Trigger Lead

Mortgage Trigger Leads have become a popular alternative to the Internet Lead. Mortgage Trigger Data is created from real-time mortgage applications and occurs when a mortgage holder has had a hard inquiry on their credit report. Since Trigger Data can be filtered by a number of selects, Mortgage Brokers can ensure that they are only buying leads for prospects that fit their own, ideal criteria.

Mortgage Origination Points – 3 Things to Watch For

When shopping for a mortgage, you will quickly become acquainted with mortgage origination points. Here are three things to watch for that should help you understand this charge better.

How to Read a Good Faith Estimate

When applying for a mortgage loan, you should receive a Good Faith Estimate (GFE) from each lender you apply with. Here are some tips to help you accurately read the form.

What Exactly is Mortgage Protection Insurance?

Here is some information on mortgage protection insurance, and why it is necessary.

How Do I Calculate The True Cost of My Loan?

Here is some information to help you calculate the true cost of your mortgage loan.

How Can I Tell If My Broker is Really Getting Me a Good Rate?

A Brokers job is to get you the best possible deal on your mortgage loan. Here are some ways you can make sure you’re getting your money's worth out of your broker.

What is a Mortgage Checking Account?

The Home Ownership Accelerator makes one simple change in your financial life. It combines your checking account with your home loan. So you flow all of your personal cash against your loan balance. Why is this a big deal?

How To Find A Great Value Refinancing Loan

When you're looking to refinance your home loan you will ultimately be interested in finding a great value loan to refinance. The main reason for most people refinancing is to save themselves money.

The Interest Only Mortgage Payment - What are the Critical Dates That Impact Your Payment

Traditional mortgages require that each month you pay back some of the money you borrowed (the principal) plus the interest on that money. The principal you owe on your mortgage decreases over the term of the loan. In contrast, an interest only mortgage payment allows you to pay only the interest for a specified number of years. After that, you must repay both the principal and the interest. So knowing that your payment will at some point change, what are some important dates that will impact your interest only mortgage payment?

The Basics of Mortgages

When a buyer gets a mortgage, the home-residence will be security for the lender if the buyer defaults. The lender is the one who holds the title-deed to the house until the loan including the interest is paid off. In some states the lender holds a lien on the title or deed.