The Trend Is Your Friend

At FibTimer we time the financial markets by identifying and trading trends. Over many years of research, we have found that no one can accurately predict the future of the markets consistently.

College Student Credit Cards - Friend or Foe?

College student credit cards are all the rage on college campuses. But is that a good or a bad thing? The answer to that question depends on who you ask. If you're wondering if college student credit cards are really a good idea, you need to evaluate these three truths.

Steps to Financial Independence

What are the steps to financial independence? In order to figure out the answer to this age-old question, we need to know what it is first. For the purposes of this article, let us define financial independence as being independent of your financial situation; not having to spend your life serving others or even working to have what you need to get through life meeting your personal goals. Let's also disregard the theories that would propose living without money in some warped sense of existence. We all need money, and the more of it, the better. To become financially independent, we need some ground rules.

What is a Reverse Mortgage Loan?

Reverse mortgages have increased in popularity in the past few years. Housing costs are going up and senior savings are going down, the ideal situation for a reverse mortgage.

Five Financial New Year Resolutions

New Year Resolutions, do you ever keep them? Join the gym on the second January, never set foot inside after the middle of February. Yes, I know you were full of good intentions, but good intentions don't get you fit. The same goes for your cash. If you're apathetic about financial matters, too, then your finances will turn into couch potatoes.

Stock Picks 101 - Trading by the Hour

If you're on the lookout to trade a hot stock pick, you're constantly looking for an edge. One thing I don't see discussed much is the concept that all parts of the trading day are not equal. Let’s see how this looks by walking through a day in the market...

Futures Trading - Balancing Risk and Reward

With solid trading rules and an understanding of the markets and techniques required, futures trading can be a very rewarding endeavor.

Stock Picks 101 - Want to Learn Humility? Become a Great Trader

The stock market is ingeniously designed so that everyone has an even chance to make money. We all like to be treated as if we're special, but the markets are designed so that nobody is treated this way. They will simply ignore what you believe about yourself and take your money. True humility is the solution to this. If you are truly humble, skilled and experienced, the market will give you back more than it takes.

Are You Taking Too Much Risk With Your Investments?

Are your fund investments at risk? Do you REALLY know how much you could lose if stock markets fell sharply? The reality is that many investors do not know the answers to these critical questions. Let's look at some of the problems and possible solutions.

Investment Property Mortgages - Are UK Rising Interest Rates Pushing Investors Out Of The Market?

Investment Property in the UK is still popular with investors but with rising interest rates why are they still so keen?

Some Healthy Investor Skepticism

Markets are efficient, but not quite so for the masses, who generally don't have access to program trading and advance warning of impending disasters. What small investors can do though, is be skeptical. Questioning abnormal projections, erratic and abhorrent behavior on the part of company executives can save you money; or make you money if you want to hedge your portfolio with stocks just itching for a crash. Rather than going 100% equities in a portfolio, broad diversification is important.

The Possible Demise of E-gold, Online Payment Processor

Throughout my two years of using the e-gold online payment processor, I have come to realize that many illicit online businesses were favoring e-gold. They consist of bogus investment opportunities known as H.Y.I.P (High yield investment) scams & also dubious marketing schemes disguised as advertising opportunities called Auto/Manual Surfs.

What Day Traders Don't Want You To Know

What day traders don't want you to know when you start investing..

An Insight to Forex

The beauty of buying and selling within this massive trading arena is there is little risk involved when comparing it to other similar market entities.

Don't Overlook Alternative Assets in Retirement Investment Planning

Since most financial advisors don't make a fee or commission on Self Directed IRA investments, they either don't know or won't tell you how to diversify your portfolio with these investments.