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Personal Finance

40% Tax-Free Pay Raise

If you are an employee, you can get a 40% pay raise without ever asking the boss. And it's all tax-free. Similarly, if you are an employer, you can show each of your employees how they can earn a 40% pay raise and it won't cost the employer a thing. Before writing me off as being a pair short of a full deck, read on.


Endowment Surrender: How To Avoid Getting Short-Changed

Endowment surrender is just one of the options open to you if you’re thinking to cash in your endowment policy early. If you sell your endowment policy rather than surrender it, you can often receive a significantly larger sum for it.


Reclaim Your Bank Charges For The Last 6 Years

Bank charges are unlawful: if you have been frustrated with being stung with a 35 pounds charge for going 1p overdrawn, find out how to get it all back. Officially, the Office Of Fair Trading ruled in April 2006 that credit card charges should be reduced to only 12 pounds, only adding fuel to your fire when you find out how to reclaim your bank charges.


Save Money: 9 Resolutions to Immediately Improve Your Cash Flow

9 simple and easy ways to improve your cash flow without breaking a sweat.


Living Within Your Means--Bills

This is a continuation of other articles about living within your means. In this one, the focus is on the balance of bills.


10 Tips On Saving Money Weekly

Tips on saving money weekly can be done easily. There are many ways to save; buy doing some of the following item.


Personal Finance: Budgeting is the First Step

When you first set out to take control of your personal finances, you have to know how much money is coming in and where it is going. A budget is the way to do that. Knowing the basics of your personal income and expenses in some form of budget is a prerequisite to paying off debt, saving money and investing effectively.


How To Retire Young And Escape A Mid-Life Crisis

Are you happy with you job and how you are living your life? Do you feel like something is missing? Are you trying to get out of the rat race?


Banking and Finance Attorney

The Arizona banking and finance attorney career center will help you with state and federal laws pertaining to the regulation of banks and financial institutions, including establishment of the institutions, day-to-day operations, and banking, both electronic and international.


Save Money Automatically

There are many ways you can save money without expending a lot of effort.  Most investment accounts offer a way to automatically have your checking account debited by a certain amount on a regular basis.  Many of these accounts can be opened for as little as a few hundred dollars.


Save Money by Not Using Credit Cards

Save money by not using credit cards is an option if you are on a budget and finding yourself in debt.


Save Money with a Budget

Save money with a budget. If you are searching for ways to max out your finances and to save money, thus set up a budget that fits your needs. If you are uncertain how to save money with a budget, you can use free online resources that offer you tools in setting up budgets that work for you.


Roommate Finances - A Guide To Solving Disputes Over Roommate Expenses

Learn how you and your roommates can solve issues about household finances. By following a simple 5 step process you'll be able to find solutions to small and large disputes over money and roommate expenses.


Taking the Time You Need to Achieve Financial Success

You have just finished a financial training course. You’ve learned to distinguish business finances from your personal expenses. From the training, you have acquired the skills to record, organize and monitor your daily spending. For all intents and purposes, you are now as ready as you’ll ever be to control and manage your finances quite successfully. Never forget though, that learning about it is different from practicing it.


Personal Loans: A Loan Which Can Cater To Most Of Your Needs

Personal loans can be availed by a borrower as a secured, as well as an unsecured loan option. This helps the borrowers to choose the loan option according to their needs.


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