Licensed Viatical Providers

A viatical provider is a person who effectuates a viatical settlement contract. In most cases they are the companies that represent the institutional funding groups. They manage the life insurance policy after it is sold, and also negotiate the offers.

Viatical Life Settlement Brokers

A viatical broker is an individual or company that helps negotiate for the highest offer on your life insurance policy. They also help the seller complete the application, and obtain required medical records and a copy of their insurance policy. They are also available to answer any questions you have during a settlement. Brokers also carry out some of the underwriting work required to be done while working out an offer.

Sell Structured Insurance Settlements

Structured insurance settlements are payments made to an injured claimant by an insurance company where the claimant bought the insurance policy. These payments are considered structured, because they are made over a period of time instead of a lump sum amount. The claimant does not receive the entire settlement amount as one payment. Instead, periodic payment is received.

Explanation of Structured Settlements

A brief explanation of structured settlements

The Lowdown on Structured Settlement Sales

A structured settlement is an arrangement in which an award, often from a lawsuit or claim, is paid out over time. This type of arrangement was originally designed to keep people from squandering away their wealth or fortunes quickly.

Preparing to Meet With a Buyer of Structured Settlements

Once you have made the decision that selling your structured settlement is an option you want to consider, you should begin to prepare yourself for the selling process.

The Lowdown on Getting Cash for a Structured Settlement

If you are currently receiving payments from a structured settlement and are not happy with the procedure in which you are getting paid, there may be a way to cash out your money and move on with your life.

The Truth About Selling Your Structured Settlement

If you're receiving payments from a structured settlement, periodic payments may not be enough if you suddenly need a large sum of money. However, you have several options for selling your structured settlement which can be a fast way to solve an unforseen financial problem.

Life Settlement Funding

Life settlement funding, also known as senior settlement or life time settlement, is a scheme that allows qualified life insurance policy owners to liquidate a life insurance policy for an amount much higher than the cash surrender value. If a senior person, over 65 years old, owns a policy that is no longer needed or affordable or there is no option but to lapse, then the life settlement funding companies help him in selling his Life Insurance Policy at a much higher price than what he would have received by surrendering the policy. Life settlement funding companies have created a secondary market for life insurance policies.

Sell Structured Settlement Payments

An injury or an accident can be very devastating, considering the expenses that you will have to pay, especially if you need to rest and can’t work for a couple of months or years.

Structured Settlement Brokers

A structured settlement is made available as a compensation for accident victims. These payments are the result of court proceedings and are designed to cater to the medical and financial needs of the affected person. However, at times the offender and the victim may not have an idea about impending costs, which makes it difficult to decide upon a reimbursement amount. To analyze these costs, people need to have immense knowledge of medical expenses. Structured settlement brokers provide this analysis.

Viatical Settlement With Life Insurances

Viatical settlement originated from the Latin word ‘Viaticum’, meaning the Eucharist given by a priest to a dying person. Viatical settlement therefore refers to the purchase of the life insurance policy before the maturity date or the death of the policyholder. In it a lump sum amount is paid to the ill-policy owner, also called as viator, in exchange of the death benefits of the policy.

A Structured Settlement Annuity: Comparatively Speaking

So you think you can do better investing the lump sum payment yourself rather than relying on the structured settlement for steady, predicatable income? Take a look at how a structured settlement compares with one of the most popular investment vehicles.

Structured Settlement Annuity Essentials

Learn about Structured Settlement Annuities and how annuities play a truly critical part in financial, retirement and estate planning.

Structured Settlement Loans

Structured settlement loans are given against plaintiffs’ periodic claim settlements. Court judgments where a structured settlement is awarded are called periodic payment judgments. If a claimant has been awarded a financial resolution in which he or she will receive periodic payments instead of a lump sum, a loan may be extended against the value of the settlement.